| ZIP Code | 49795 |
|---|---|
| City | Vanderbilt |
| State | Michigan (MI) |
| County | Otsego County |
| Area Code | 989 |
| Elevation | 1,030 ft |
| Latitude | 45.160679 |
|---|---|
| Longitude | -84.579688 |
| Timezone | Detroit (DST) |
| FIPS | 26137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.1 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.33 |
| Below Poverty | 20.1% ▲ 101% above avg |
| College Grads | 22.6% ▼ 42% below avg |
| Unemployment | 5.7% ▲ 16% above avg |
| No HS Diploma | 18 (1.5%) |
| HS Graduate | 513 (41.5%) |
| Some College | 189 (15.3%) |
| Associates | 238 (19.2%) |
| Bachelors | 114 (9.2%) |
| Graduate Degree | 165 (13.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $57,367 ▼ 25% below avg ↑ 21% since 2019 |
|---|---|
| Median Home Value | $162,700 ▼ 42% below avg ↑ 44% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $918/mo ↑ 27% since 2019 |
| Total Units | 1,197 |
| Vacant Units | 378 |
| Avg HH Size | 2.33 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,197 |
|---|---|
| Vacant | 378 |
| Owner Occupied | 78.3% |
| Renter Occupied | 21.7% |
| Avg HH Size | 2.33 |
ZIP code 49795 is located in Vanderbilt, Michigan, within Otsego County. With a population of 1,918, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 49795 is a solidly middle-class ZIP code: the median household income of $57,367 is below the national average.
Real estate in ZIP code 49795 represents an affordable housing market. The median home value of $162,700 is below the national average. Renters can expect to pay around $918 per month in median rent. Homeownership is strong here — 78.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 44% since 2019.
The population of 49795 is primarily White (94.63%). Residents are less-educated — 22.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 20.1%. Household income has grown by 21% since 2019.
The unemployment rate in 49795 stands at 5.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 49795 in Vanderbilt, MI is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,918 residents, a median household income of $57,367, and a median home value of $162,700, it offers a clear picture of life in this part of Michigan.