| ZIP Code | 49749 |
|---|---|
| City | Indian River |
| State | Michigan (MI) |
| County | Cheboygan County |
| Area Code | 231 |
| Elevation | 713 ft |
| Latitude | 45.422081 |
|---|---|
| Longitude | -84.584616 |
| Timezone | Detroit (DST) |
| FIPS | 26031 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 56.6 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.16 |
| Below Poverty | 13.9% ▲ 39% above avg |
| College Grads | 42.1% ▲ 9% above avg |
| Unemployment | 3.8% ▼ 23% below avg |
| No HS Diploma | 14 (0.4%) |
| HS Graduate | 1,133 (31.6%) |
| Some College | 500 (13.9%) |
| Associates | 429 (12%) |
| Bachelors | 306 (8.5%) |
| Graduate Degree | 1,204 (33.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,604 ▼ 13% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $202,600 ▼ 27% below avg ↑ 30% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $862/mo ↑ 29% since 2019 |
| Total Units | 3,995 |
| Vacant Units | 1,748 |
| Avg HH Size | 2.16 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,995 |
|---|---|
| Vacant | 1,748 |
| Owner Occupied | 85.9% |
| Renter Occupied | 14.1% |
| Avg HH Size | 2.16 |
ZIP code 49749 is located in Indian River, Michigan, within Cheboygan County. With a population of 4,860, this is a lightly populated ZIP code with an older community — the median age is 56.6 years. Economically, 49749 is a solidly middle-class ZIP code: the median household income of $66,604 is near the national average.
Real estate in ZIP code 49749 represents an affordable housing market. The median home value of $202,600 is below the national average. Renters can expect to pay around $862 per month in median rent. Homeownership is strong here — 85.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 30% since 2019.
The population of 49749 is primarily White (90.31%). Residents are well-educated — 42.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.9%. Household income has grown by 24% since 2019.
The unemployment rate in 49749 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 49749 in Indian River, MI is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 4,860 residents, a median household income of $66,604, and a median home value of $202,600, it offers a clear picture of life in this part of Michigan.