US ZIP Code
49735

Gaylord, MI

Otsego County  ·  Michigan

● Active
👥 20,678 Population ↑ 5% since 2019
💰 $69,050 Median HH Income
▼ 10% below avg ↑ 26% since 2019
🎂 44.6 Median Age
🏠 $200,800 Median Home Value
▼ 28% below avg ↑ 40% since 2019
🎓 41.0% College Grads
≈ Avg
📊 3.9% Unemployment
▼ 20% below avg ↓ 22% since 2019
ZIP Code Details
ZIP Code49735
CityGaylord
StateMichigan (MI)
CountyOtsego County
Area Code231/989
Elevation1,290 ft
Latitude44.998087
Longitude-84.670164
TimezoneDetroit (DST)
FIPS26137
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.3% (10,397) Female 49.7% (10,281) ♀

Race & Ethnicity

White: 93.1%Hispanic: 2.1%Black: 0.8%Asian: 0.8%Other: 3%Race
White93.1%
Hispanic2.1%
Black0.8%
Asian0.8%
Other3.0%

Age Breakdown

Under 5
5%
5–17
15%
18–24
7%
25–44
23%
45–64
27%
65+
10%

Key Indicators

Median Age44.6 yrs
Avg Household Size2.24
Below Poverty8.9% ▼ 11% below avg
College Grads41.0% ≈ Avg
Unemployment3.9% ▼ 20% below avg
No HS Diploma26 (0.2%)
HS Graduate4,511 (31.5%)
Some College1,733 (12.1%)
Associates2,191 (15.3%)
Bachelors1,780 (12.4%)
Graduate Degree4,092 (28.5%)

Education

No HS: 0.2%HS Grad: 31.5%Some College: 12.1%Associates: 15.3%Bachelors: 12.4%Graduate: 28.5%Edu
No HS0.2%
HS Grad31.5%
Some College12.1%
Associates15.3%
Bachelors12.4%
Graduate28.5%
Housing & Income

Housing Tenure

Owner: 76.4%Renter: 23.6%Tenure
Owner76.4%
Renter23.6%

Home Value Distribution

Under $50k
4%
$50k–100k
8%
$100k–150k
18%
$150k–200k
21%
$200k–300k
28%
$300k–500k
18%
Over $500k
4%

Financials

Median HH Income$69,050 ▼ 10% below avg ↑ 26% since 2019
Median Home Value$200,800 ▼ 28% below avg ↑ 40% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$876/mo ↑ 14% since 2019
Total Units11,551
Vacant Units2,486
Avg HH Size2.24

Income Distribution

Under $25k
16%
$25k–50k
17%
$50k–75k
22%
$75k–100k
14%
$100k–150k
18%
$150k–200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
87%
Public Transit
1%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
50%
15–30 min
28%
30–45 min
11%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
18%
1980s–1990s
20%
2000+
53%

Summary

Total Units11,551
Vacant2,486
Owner Occupied76.4%
Renter Occupied23.6%
Avg HH Size2.24
Frequently Asked Questions
ZIP code 49735 is in Gaylord, MI, in Otsego County.
ZIP code 49735 is located in Michigan (MI).
ZIP code 49735 is in Otsego County, MI.
ZIP 49735 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49735 is 20,678 people (ACS 2023).
The median household income in ZIP code 49735 is $69,050 (ACS 2023).
The median home value in ZIP 49735 is $200,800 (ACS 2023).
About ZIP Code 49735

ZIP code 49735 is located in Gaylord, Michigan, within Otsego County. With a population of 20,678, this is a moderately populated ZIP code with a middle-aged community — the median age is 44.6 years. Economically, 49735 is a solidly middle-class ZIP code: the median household income of $69,050 is near the national average.

Real estate in ZIP code 49735 represents an affordable housing market. The median home value of $200,800 is below the national average. Renters can expect to pay around $876 per month in median rent. Homeownership is strong here — 76.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.

The population of 49735 is primarily White (93.09%). Residents are well-educated — 41.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 26% since 2019.

The unemployment rate in 49735 stands at 3.9%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.

Overall, ZIP code 49735 in Gaylord, MI is characterized as solidly middle-class, well-educated, a middle-aged community, and predominantly owner-occupied. With 20,678 residents, a median household income of $69,050, and a median home value of $200,800, it offers a clear picture of life in this part of Michigan.