County

Otsego County, MI

6 ZIP codes  ·  5 cities  ·  Michigan

👥26,662Population
💰$69,024Median HH Income▼ 10% below avg
🎂44.8Median Age
🏠$194,950Median Home Value▼ 30% below avg
🎓39.0%College Grads≈ Avg
📊4.2%Unemployment▼ 14% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 50.7% Female 49.3% ♀

Race & Ethnicity

White: 93.1%Hispanic: 1.9%Black: 0.9%Asian: 0.7%Other: 3.2%Race
White93.1%
Hispanic1.9%
Black0.9%
Asian0.7%
Other3.2%

Age Breakdown

Under 5
5%
5–17
16%
18–24
7%
25–44
23%
45–64
28%
65+
10%

Key Indicators

Median Age44.8 yrs
Avg HH Size2.26
Below Poverty9.5% ≈ Avg
College Grads39.0% ≈ Avg
Unemployment4.2% ▼ 14% below avg
No HS Diploma96 (0.5%)
HS Graduate5,964 (32.4%)
Some College2,350 (12.8%)
Associates2,791 (15.2%)
Bachelors2,263 (12.3%)
Graduate Degree4,923 (26.8%)

Education

No HS: 0.5%HS Grad: 32.4%Some College: 12.8%Associates: 15.2%Bachelors: 12.3%Graduate: 26.8%Edu
No HS0.5%
HS Grad32.4%
Some College12.8%
Associates15.2%
Bachelors12.3%
Graduate26.8%
Housing & Income

Housing Tenure

Owner: 79%Renter: 21%Tenure
Owner79.0%
Renter21.0%

Home Value Distribution

Under $50k
5%
$50k–$100k
9%
$100k–$150k
19%
$150k–$200k
20%
$200k–$300k
27%
$300k–$500k
17%
Over $500k
4%

Financials

Median HH Income$69,024 ▼ 10% below avg
Median Home Value$194,949 ▼ 30% below avg
Home/Income Ratio2.8x (nat avg ~3.5x)
Median Rent$878/mo
Total Housing Units15,889
Vacant Units4,279

Income Distribution

Under $25k
16%
$25k–$50k
16%
$50k–$75k
22%
$75k–$100k
14%
$100k–$150k
19%
$150k–$200k
7%
Over $200k
5%
Employment & Commute

How People Get to Work

Drove Alone
88%
Public Transit
0%
Walked
1%
Work From Home
11%

Commute Time

Under 15 min
44%
15–30 min
33%
30–45 min
12%
Over 45 min
11%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
8%
1960s–1970s
18%
1980s–1990s
21%
2000+
53%
About Otsego County, MI

Otsego County is located in Michigan and encompasses 6 ZIP codes spanning 5 cities and communities. The county has an estimated population of 26,662 residents. With a median age of 44.76, it is a middle-aged county.

Otsego County has a solidly middle-class economic profile. The median household income of $69,023 is near the national average. Unemployment stands at 4.2%, near the national average. The poverty rate of 9.5% is near the national average.

Housing in Otsego County is an affordable housing market, with a median home value of $194,949 — below the national average. Monthly median rent is approximately $878. Homeownership rates are high at 79.0%, reflecting a largely residential, stable population.

The residents of Otsego County are primarily White (93.13%). Educational attainment is moderately educated — 39.0% of adults hold a bachelor's degree or higher, near the national average.

Otsego County, MI is a solidly middle-class area in Michigan. The 6 ZIP codes within the county each have their own character — browse the full list below to find the right community, whether you're looking for affordable housing, strong schools, or economic opportunity.

ZIP Codes in Otsego County
ZIPCityPopulationMedian IncomeMedian HomeMedian RentUnemp.College
49730 Elmira 2,058 $82,740 $185,200 $877 1.2% 38.0%
49735 Gaylord 20,678 $69,050 $200,800 $876 3.9% 41.0%
49751 Johannesburg 2,008 $65,833 $175,500 $863 8.6% 35.3%
49795 Vanderbilt 1,918 $57,367 $162,700 $918 5.7% 22.6%