| ZIP Code | 49685 |
|---|---|
| City | Traverse City |
| State | Michigan (MI) |
| County | Grand Traverse County |
| Area Code | 231 |
| Elevation | 596 ft |
| Latitude | 44.699632 |
|---|---|
| Longitude | -85.700684 |
| Timezone | Detroit (DST) |
| FIPS | 26055 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.6 yrs |
|---|---|
| Avg Household Size | 2.54 |
| Below Poverty | 8.7% ▼ 13% below avg |
| College Grads | 51.3% ▲ 33% above avg |
| Unemployment | 3.2% ▼ 34% below avg |
| No HS Diploma | 92 (0.6%) |
| HS Graduate | 3,051 (21.2%) |
| Some College | 1,588 (11%) |
| Associates | 2,279 (15.8%) |
| Bachelors | 1,925 (13.4%) |
| Graduate Degree | 5,472 (38%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $82,639 ▲ 8% above avg |
|---|---|
| Median Home Value | $309,200 ▲ 11% above avg |
| Home/Income Ratio | 3.7x (nat avg ~3.5x) |
| Median Rent | $1,338/mo |
| Total Units | 9,395 |
| Vacant Units | 1,034 |
| Avg HH Size | 2.54 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 9,395 |
|---|---|
| Vacant | 1,034 |
| Owner Occupied | 80.0% |
| Renter Occupied | 20.0% |
| Avg HH Size | 2.54 |
ZIP code 49685 is located in Traverse City, Michigan, within Grand Traverse County. With a population of 21,297, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.6 years. Economically, 49685 is a middle-income ZIP code: the median household income of $82,639 is near the national average.
Real estate in ZIP code 49685 represents a mid-range housing market. The median home value of $309,200 is near the national average. Renters can expect to pay around $1,338 per month in median rent. Homeownership is strong here — 80.0% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 49685 is primarily White (92.45%). Residents are well-educated — 51.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.7%.
The unemployment rate in 49685 stands at 3.2%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 49685 in Traverse City, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 21,297 residents, a median household income of $82,639, and a median home value of $309,200, it offers a clear picture of life in this part of Michigan.