| ZIP Code | 49650 |
|---|---|
| City | Lake Ann |
| State | Michigan (MI) |
| County | Benzie County |
| Area Code | 231 |
| Elevation | 876 ft |
| Latitude | 44.739836 |
|---|---|
| Longitude | -85.887151 |
| Timezone | Detroit (DST) |
| FIPS | 26019 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.3 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.76 |
| Below Poverty | 3.1% ▼ 69% below avg |
| College Grads | 48.5% ▲ 25% above avg |
| Unemployment | 2.4% ▼ 51% below avg |
| HS Graduate | 555 (24.4%) |
| Some College | 174 (7.7%) |
| Associates | 442 (19.5%) |
| Bachelors | 262 (11.5%) |
| Graduate Degree | 839 (36.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,108 ▲ 19% above avg ↑ 11% since 2019 |
|---|---|
| Median Home Value | $238,400 ▼ 14% below avg ↑ 31% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $1,303/mo ↑ 49% since 2019 |
| Total Units | 1,451 |
| Vacant Units | 202 |
| Avg HH Size | 2.76 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,451 |
|---|---|
| Vacant | 202 |
| Owner Occupied | 91.0% |
| Renter Occupied | 9.1% |
| Avg HH Size | 2.76 |
ZIP code 49650 is located in Lake Ann, Michigan, within Benzie County. With a population of 3,448, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.3 years. Economically, 49650 is a middle-income ZIP code: the median household income of $91,108 is above the national average.
Real estate in ZIP code 49650 represents an affordable housing market. The median home value of $238,400 is near the national average. Renters can expect to pay around $1,303 per month in median rent. Homeownership is strong here — 91.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.
The population of 49650 is primarily White (93.71%). Residents are well-educated — 48.5% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.1%. Household income has grown by 11% since 2019.
The unemployment rate in 49650 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 49650 in Lake Ann, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 3,448 residents, a median household income of $91,108, and a median home value of $238,400, it offers a clear picture of life in this part of Michigan.