| ZIP Code | 49684 |
|---|---|
| City | Traverse City |
| State | Michigan (MI) |
| County | Grand Traverse County |
| Area Code | 231 |
| Elevation | 1,027 ft |
| Latitude | 44.762372 |
|---|---|
| Longitude | -85.685156 |
| Timezone | Detroit (DST) |
| FIPS | 26055 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 8.3% ▼ 17% below avg |
| College Grads | 56.3% ▲ 45% above avg |
| Unemployment | 3.2% ▼ 35% below avg |
| No HS Diploma | 37 (0.2%) |
| HS Graduate | 2,718 (17.6%) |
| Some College | 1,805 (11.7%) |
| Associates | 2,209 (14.3%) |
| Bachelors | 1,525 (9.9%) |
| Graduate Degree | 7,180 (46.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $75,678 ≈ Avg ↑ 23% since 2019 |
|---|---|
| Median Home Value | $375,700 ▲ 35% above avg ↑ 64% since 2019 |
| Home/Income Ratio | 5.0x (nat avg ~3.5x) |
| Median Rent | $1,216/mo ↑ 28% since 2019 |
| Total Units | 10,959 |
| Vacant Units | 1,593 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,959 |
|---|---|
| Vacant | 1,593 |
| Owner Occupied | 66.4% |
| Renter Occupied | 33.6% |
| Avg HH Size | 2.20 |
ZIP code 49684 is located in Traverse City, Michigan, within Grand Traverse County. With a population of 21,328, this is a moderately populated ZIP code with a mature community — the median age is 48.1 years. Economically, 49684 is a middle-income ZIP code: the median household income of $75,678 is near the national average.
Real estate in ZIP code 49684 represents a mid-range housing market. The median home value of $375,700 is above the national average. Renters can expect to pay around $1,216 per month in median rent. Homeownership is strong here — 66.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 64% since 2019.
The population of 49684 is primarily White (90.32%). Residents are well-educated — 56.3% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 8.3%. Household income has grown by 23% since 2019.
The unemployment rate in 49684 stands at 3.2%, which is below the national average. About 13% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 49684 in Traverse City, MI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 21,328 residents, a median household income of $75,678, and a median home value of $375,700, it offers a clear picture of life in this part of Michigan.