US ZIP Code
49696

Traverse City, MI

Grand Traverse County  ·  Michigan

● Active
👥 10,570 Population
💰 $96,138 Median HH Income
▲ 26% above avg
🎂 43.8 Median Age
🏠 $289,300 Median Home Value
≈ Avg
🎓 51.9% College Grads
▲ 34% above avg
📊 5.6% Unemployment
▲ 14% above avg
ZIP Code Details
ZIP Code49696
CityTraverse City
StateMichigan (MI)
CountyGrand Traverse County
Area Code231
Elevation623 ft
Latitude44.674376
Longitude-85.487113
TimezoneDetroit (DST)
FIPS26055
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 46.8% (4,941) Female 53.3% (5,629) ♀

Race & Ethnicity

White: 92.9%Hispanic: 1.1%Black: 1.8%Asian: 0.9%Other: 2.5%Race
White92.9%
Hispanic1.1%
Black1.8%
Asian0.9%
Other2.5%

Age Breakdown

Under 5
3%
5–17
17%
18–24
7%
25–44
23%
45–64
30%
65+
10%

Key Indicators

Median Age43.8 yrs
Avg Household Size2.56
Below Poverty4.4% ▼ 56% below avg
College Grads51.9% ▲ 34% above avg
Unemployment5.6% ▲ 14% above avg
No HS Diploma95 (1.3%)
HS Graduate1,430 (19.3%)
Some College943 (12.7%)
Associates1,101 (14.8%)
Bachelors797 (10.7%)
Graduate Degree3,059 (41.2%)

Education

No HS: 1.3%HS Grad: 19.3%Some College: 12.7%Associates: 14.8%Bachelors: 10.7%Graduate: 41.2%Edu
No HS1.3%
HS Grad19.3%
Some College12.7%
Associates14.8%
Bachelors10.7%
Graduate41.2%
Housing & Income

Housing Tenure

Owner: 92.2%Renter: 7.8%Tenure
Owner92.2%
Renter7.8%

Home Value Distribution

Under $50k
3%
$50k–100k
1%
$100k–150k
6%
$150k–200k
15%
$200k–300k
29%
$300k–500k
29%
Over $500k
17%

Financials

Median HH Income$96,138 ▲ 26% above avg
Median Home Value$289,300 ≈ Avg
Home/Income Ratio3.0x (nat avg ~3.5x)
Median Rent$1,309/mo
Total Units5,005
Vacant Units925
Avg HH Size2.56

Income Distribution

Under $25k
5%
$25k–50k
13%
$50k–75k
16%
$75k–100k
17%
$100k–150k
33%
$150k–200k
10%
Over $200k
6%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
0%
Walked
1%
Work From Home
18%

Commute Time

Under 15 min
23%
15–30 min
53%
30–45 min
18%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
5%
1960s–1970s
21%
1980s–1990s
20%
2000+
54%

Summary

Total Units5,005
Vacant925
Owner Occupied92.2%
Renter Occupied7.8%
Avg HH Size2.56
Frequently Asked Questions
ZIP code 49696 is in Traverse City, MI, in Grand Traverse County.
ZIP code 49696 is located in Michigan (MI).
ZIP code 49696 is in Grand Traverse County, MI.
ZIP 49696 observes the Detroit timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 49696 is 10,570 people (ACS 2023).
The median household income in ZIP code 49696 is $96,138 (ACS 2023).
The median home value in ZIP 49696 is $289,300 (ACS 2023).
About ZIP Code 49696

ZIP code 49696 is located in Traverse City, Michigan, within Grand Traverse County. With a population of 10,570, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.8 years. Economically, 49696 is a middle-income ZIP code: the median household income of $96,138 is above the national average.

Real estate in ZIP code 49696 represents a mid-range housing market. The median home value of $289,300 is near the national average. Renters can expect to pay around $1,309 per month in median rent. Homeownership is strong here — 92.2% of occupied units are owner-occupied, suggesting an established, stable residential community.

The population of 49696 is primarily White (92.94%). Residents are well-educated — 51.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.4%.

The unemployment rate in 49696 stands at 5.6%, which is near the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 71%.

Overall, ZIP code 49696 in Traverse City, MI is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 10,570 residents, a median household income of $96,138, and a median home value of $289,300, it offers a clear picture of life in this part of Michigan.