| ZIP Code | 46978 |
|---|---|
| City | Royal Center |
| State | Indiana (IN) |
| County | Cass County |
| Area Code | 574 |
| Elevation | 725 ft |
| Latitude | 40.858704 |
|---|---|
| Longitude | -86.511134 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18017 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 48.1 yrs ↑ 23% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 9.1% ▼ 9% below avg |
| College Grads | 34.2% ▼ 12% below avg |
| Unemployment | 3.1% ▼ 37% below avg |
| No HS Diploma | 7 (0.5%) |
| HS Graduate | 601 (40.2%) |
| Some College | 193 (12.9%) |
| Associates | 183 (12.2%) |
| Bachelors | 247 (16.5%) |
| Graduate Degree | 265 (17.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $66,250 ▼ 13% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $120,900 ▼ 57% below avg ↑ 14% since 2019 |
| Home/Income Ratio | 1.8x (nat avg ~3.5x) |
| Median Rent | $817/mo ↑ 25% since 2019 |
| Total Units | 1,025 |
| Vacant Units | 143 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,025 |
|---|---|
| Vacant | 143 |
| Owner Occupied | 84.6% |
| Renter Occupied | 15.4% |
| Avg HH Size | 2.39 |
ZIP code 46978 is located in Royal Center, Indiana, within Cass County. With a population of 2,111, this is a sparsely populated ZIP code with a mature community — the median age is 48.1 years. Economically, 46978 is a solidly middle-class ZIP code: the median household income of $66,250 is near the national average.
Real estate in ZIP code 46978 represents one of the more affordable housing markets in the country. The median home value of $120,900 is well below the national average. Renters can expect to pay around $817 per month in median rent. Homeownership is strong here — 84.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 46978 is primarily White (95.88%). Residents are moderately educated — 34.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 9.1%. Household income has grown by 12% since 2019.
The unemployment rate in 46978 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 46978 in Royal Center, IN is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 2,111 residents, a median household income of $66,250, and a median home value of $120,900, it offers a clear picture of life in this part of Indiana.