| ZIP Code | 46902 |
|---|---|
| City | Kokomo |
| State | Indiana (IN) |
| County | Howard County |
| Area Code | 765 |
| Elevation | 814 ft |
| Latitude | 40.437275 |
|---|---|
| Longitude | -86.094553 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18067 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.7 yrs ↓ 5% since 2019 |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 13.0% ▲ 30% above avg |
| College Grads | 29.9% ▼ 23% below avg |
| Unemployment | 4.1% ▼ 17% below avg |
| No HS Diploma | 323 (1.4%) |
| HS Graduate | 8,048 (34.1%) |
| Some College | 3,707 (15.7%) |
| Associates | 4,476 (19%) |
| Bachelors | 2,245 (9.5%) |
| Graduate Degree | 4,807 (20.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,548 ▼ 22% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $154,400 ▼ 45% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $929/mo ↑ 28% since 2019 |
| Total Units | 18,004 |
| Vacant Units | 2,000 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 18,004 |
|---|---|
| Vacant | 2,000 |
| Owner Occupied | 67.6% |
| Renter Occupied | 32.4% |
| Avg HH Size | 2.28 |
ZIP code 46902 is located in Kokomo, Indiana, within Howard County. With a population of 36,640, this is a highly populated ZIP code with a middle-aged community — the median age is 40.7 years. Economically, 46902 is a solidly middle-class ZIP code: the median household income of $59,548 is below the national average.
Real estate in ZIP code 46902 represents an affordable housing market. The median home value of $154,400 is below the national average. Renters can expect to pay around $929 per month in median rent. Homeownership is strong here — 67.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 46902 is primarily White (81.21%). Residents are moderately educated — 29.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.0%. Household income has grown by 12% since 2019.
The unemployment rate in 46902 stands at 4.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 46902 in Kokomo, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 36,640 residents, a median household income of $59,548, and a median home value of $154,400, it offers a clear picture of life in this part of Indiana.