| ZIP Code | 46901 |
|---|---|
| City | Kokomo |
| State | Indiana (IN) |
| County | Howard County |
| Area Code | 765 |
| Elevation | 822 ft |
| Latitude | 40.531266 |
|---|---|
| Longitude | -86.169537 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18067 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.5 yrs |
|---|---|
| Avg Household Size | 2.34 |
| Below Poverty | 13.3% ▲ 33% above avg |
| College Grads | 28.0% ▼ 28% below avg |
| Unemployment | 6.9% ▲ 40% above avg |
| No HS Diploma | 374 (1.5%) |
| HS Graduate | 9,719 (39.4%) |
| Some College | 3,963 (16.1%) |
| Associates | 3,687 (15%) |
| Bachelors | 2,486 (10.1%) |
| Graduate Degree | 4,421 (17.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,041 ▼ 20% below avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $131,700 ▼ 53% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $869/mo ↑ 32% since 2019 |
| Total Units | 18,307 |
| Vacant Units | 2,384 |
| Avg HH Size | 2.34 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 18,307 |
|---|---|
| Vacant | 2,384 |
| Owner Occupied | 72.1% |
| Renter Occupied | 27.9% |
| Avg HH Size | 2.34 |
ZIP code 46901 is located in Kokomo, Indiana, within Howard County. With a population of 38,254, this is a highly populated ZIP code with a middle-aged community — the median age is 40.5 years. Economically, 46901 is a solidly middle-class ZIP code: the median household income of $61,041 is below the national average.
Real estate in ZIP code 46901 represents one of the more affordable housing markets in the country. The median home value of $131,700 is well below the national average. Renters can expect to pay around $869 per month in median rent. Homeownership is strong here — 72.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 46901 is primarily White (83.05%). Residents are moderately educated — 28.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.3%. Household income has grown by 29% since 2019.
The unemployment rate in 46901 stands at 6.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 46901 in Kokomo, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 38,254 residents, a median household income of $61,041, and a median home value of $131,700, it offers a clear picture of life in this part of Indiana.