| ZIP Code | 46781 |
|---|---|
| City | Poneto |
| State | Indiana (IN) |
| County | Wells County |
| Area Code | 260 |
| Elevation | 853 ft |
| Latitude | 40.63238 |
|---|---|
| Longitude | -85.26889 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18179 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.1 yrs ↓ 9% since 2019 |
|---|---|
| Avg Household Size | 2.70 |
| Below Poverty | 5.4% ▼ 47% below avg |
| College Grads | 24.8% ▼ 36% below avg |
| Unemployment | 0.5% ▼ 90% below avg |
| HS Graduate | 308 (53.8%) |
| Some College | 36 (6.3%) |
| Associates | 86 (15%) |
| Bachelors | 94 (16.4%) |
| Graduate Degree | 48 (8.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $89,886 ▲ 18% above avg ↑ 40% since 2019 |
|---|---|
| Median Home Value | $184,200 ▼ 34% below avg ↑ 85% since 2019 |
| Home/Income Ratio | 2.0x (nat avg ~3.5x) |
| Median Rent | $531/mo ↓ 31% since 2019 |
| Total Units | 325 |
| Avg HH Size | 2.70 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 325 |
|---|---|
| Owner Occupied | 91.4% |
| Renter Occupied | 8.6% |
| Avg HH Size | 2.70 |
ZIP code 46781 is located in Poneto, Indiana, within Wells County. With a population of 879, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.1 years. Economically, 46781 is a middle-income ZIP code: the median household income of $89,886 is above the national average.
Real estate in ZIP code 46781 represents an affordable housing market. The median home value of $184,200 is below the national average. Renters can expect to pay around $531 per month in median rent. Homeownership is strong here — 91.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 85% since 2019.
The population of 46781 is primarily White (97.27%). Residents are less-educated — 24.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.4%. Household income has grown by 40% since 2019.
The unemployment rate in 46781 stands at 0.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 46781 in Poneto, IN is characterized as middle-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 879 residents, a median household income of $89,886, and a median home value of $184,200, it offers a clear picture of life in this part of Indiana.