| ZIP Code | 46714 |
|---|---|
| City | Bluffton |
| State | Indiana (IN) |
| County | Wells County |
| Area Code | 260 |
| Elevation | 830 ft |
| Latitude | 40.722652 |
|---|---|
| Longitude | -85.176526 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18179 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.2 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.43 |
| Below Poverty | 7.6% ▼ 24% below avg |
| College Grads | 32.0% ▼ 17% below avg |
| Unemployment | 2.8% ▼ 42% below avg |
| No HS Diploma | 16 (0.2%) |
| HS Graduate | 3,966 (41.9%) |
| Some College | 1,208 (12.8%) |
| Associates | 1,249 (13.2%) |
| Bachelors | 1,221 (12.9%) |
| Graduate Degree | 1,810 (19.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,468 ▼ 17% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $164,500 ▼ 41% below avg ↑ 28% since 2019 |
| Home/Income Ratio | 2.6x (nat avg ~3.5x) |
| Median Rent | $817/mo ↑ 25% since 2019 |
| Total Units | 6,581 |
| Vacant Units | 437 |
| Avg HH Size | 2.43 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,581 |
|---|---|
| Vacant | 437 |
| Owner Occupied | 71.0% |
| Renter Occupied | 29.1% |
| Avg HH Size | 2.43 |
ZIP code 46714 is located in Bluffton, Indiana, within Wells County. With a population of 15,257, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.2 years. Economically, 46714 is a solidly middle-class ZIP code: the median household income of $63,468 is below the national average.
Real estate in ZIP code 46714 represents an affordable housing market. The median home value of $164,500 is below the national average. Renters can expect to pay around $817 per month in median rent. Homeownership is strong here — 71.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 28% since 2019.
The population of 46714 is primarily White (90.55%). Residents are moderately educated — 32.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 7.6%. Household income has grown by 18% since 2019.
The unemployment rate in 46714 stands at 2.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 83%.
Overall, ZIP code 46714 in Bluffton, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 15,257 residents, a median household income of $63,468, and a median home value of $164,500, it offers a clear picture of life in this part of Indiana.