US ZIP Code
46528

Goshen, IN

Elkhart County  ·  Indiana

● Active
👥 26,356 Population ↓ 2% since 2019
💰 $77,620 Median HH Income
≈ Avg ↑ 22% since 2019
🎂 32.2 Median Age ↑ 2% since 2019
🏠 $237,600 Median Home Value
▼ 15% below avg ↑ 39% since 2019
🎓 36.1% College Grads
≈ Avg
📊 3.8% Unemployment
▼ 23% below avg ↑ 12% since 2019
ZIP Code Details
ZIP Code46528
CityGoshen
StateIndiana (IN)
CountyElkhart County
Area Code574
Elevation843 ft
Latitude41.600525
Longitude-85.784864
TimezoneIndiana/Indianapolis (DST)
FIPS18039
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 50.2% (13,218) Female 49.9% (13,138) ♀

Race & Ethnicity

White: 75.8%Hispanic: 19.1%Black: 2.4%Asian: 1%Other: 1.5%Race
White75.8%
Hispanic19.1%
Black2.4%
Asian1.0%
Other1.5%

Age Breakdown

Under 5
8%
5–17
24%
18–24
10%
25–44
23%
45–64
23%
65+
6%

Key Indicators

Median Age32.2 yrs ↑ 2% since 2019
Avg Household Size3.28
Below Poverty13.4% ▲ 34% above avg
College Grads36.1% ≈ Avg
Unemployment3.8% ▼ 23% below avg
No HS Diploma279 (2.2%)
HS Graduate3,837 (30.3%)
Some College1,924 (15.2%)
Associates2,048 (16.2%)
Bachelors891 (7%)
Graduate Degree3,687 (29.1%)

Education

No HS: 2.2%HS Grad: 30.3%Some College: 15.2%Associates: 16.2%Bachelors: 7%Graduate: 29.1%Edu
No HS2.2%
HS Grad30.3%
Some College15.2%
Associates16.2%
Bachelors7.0%
Graduate29.1%
Housing & Income

Housing Tenure

Owner: 79%Renter: 21%Tenure
Owner79.0%
Renter21.0%

Home Value Distribution

Under $50k
5%
$50k–100k
8%
$100k–150k
11%
$150k–200k
13%
$200k–300k
31%
$300k–500k
24%
Over $500k
7%

Financials

Median HH Income$77,620 ≈ Avg ↑ 22% since 2019
Median Home Value$237,600 ▼ 15% below avg ↑ 39% since 2019
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,056/mo ↑ 29% since 2019
Total Units8,495
Vacant Units581
Avg HH Size3.28

Income Distribution

Under $25k
14%
$25k–50k
15%
$50k–75k
17%
$75k–100k
14%
$100k–150k
22%
$150k–200k
9%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
89%
Walked
2%
Work From Home
9%

Commute Time

Under 15 min
34%
15–30 min
46%
30–45 min
16%
Over 45 min
4%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
6%
1960s–1970s
13%
1980s–1990s
22%
2000+
58%

Summary

Total Units8,495
Vacant581
Owner Occupied79.0%
Renter Occupied21.0%
Avg HH Size3.28
Frequently Asked Questions
ZIP code 46528 is in Goshen, IN, in Elkhart County.
ZIP code 46528 is located in Indiana (IN).
ZIP code 46528 is in Elkhart County, IN.
ZIP 46528 observes the Indiana/Indianapolis timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 46528 is 26,356 people (ACS 2023).
The median household income in ZIP code 46528 is $77,620 (ACS 2023).
The median home value in ZIP 46528 is $237,600 (ACS 2023).
About ZIP Code 46528

ZIP code 46528 is located in Goshen, Indiana, within Elkhart County. With a population of 26,356, this is a moderately populated ZIP code with a relatively young community — the median age is 32.2 years. Economically, 46528 is a middle-income ZIP code: the median household income of $77,620 is near the national average.

Real estate in ZIP code 46528 represents an affordable housing market. The median home value of $237,600 is near the national average. Renters can expect to pay around $1,056 per month in median rent. Homeownership is strong here — 79.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.

The population of 46528 is primarily White (75.77%). Residents are moderately educated — 36.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 13.4%. Household income has grown by 22% since 2019.

The unemployment rate in 46528 stands at 3.8%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 46528 in Goshen, IN is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 26,356 residents, a median household income of $77,620, and a median home value of $237,600, it offers a clear picture of life in this part of Indiana.