| ZIP Code | 46157 |
|---|---|
| City | Monrovia |
| State | Indiana (IN) |
| County | Morgan County |
| Area Code | 317/463 |
| Elevation | 776 ft |
| Latitude | 39.55363 |
|---|---|
| Longitude | -86.528731 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18109 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.6 yrs |
|---|---|
| Avg Household Size | 2.77 |
| Below Poverty | 15.4% ▲ 54% above avg |
| College Grads | 36.0% ≈ Avg |
| Unemployment | 0.7% ▼ 85% below avg |
| HS Graduate | 876 (32.8%) |
| Some College | 408 (15.3%) |
| Associates | 425 (15.9%) |
| Bachelors | 428 (16%) |
| Graduate Degree | 532 (19.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $74,286 ≈ Avg ↓ 8% since 2019 |
|---|---|
| Median Home Value | $202,100 ▼ 28% below avg ↑ 23% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $819/mo ↓ 3% since 2019 |
| Total Units | 1,665 |
| Vacant Units | 85 |
| Avg HH Size | 2.77 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,665 |
|---|---|
| Vacant | 85 |
| Owner Occupied | 89.8% |
| Renter Occupied | 10.3% |
| Avg HH Size | 2.77 |
ZIP code 46157 is located in Monrovia, Indiana, within Morgan County. With a population of 4,370, this is a lightly populated ZIP code with a relatively young community — the median age is 35.6 years. Economically, 46157 is a solidly middle-class ZIP code: the median household income of $74,286 is near the national average.
Real estate in ZIP code 46157 represents an affordable housing market. The median home value of $202,100 is below the national average. Renters can expect to pay around $819 per month in median rent. Homeownership is strong here — 89.8% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 23% since 2019.
The population of 46157 is primarily White (89.95%). Residents are moderately educated — 36.0% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 15.4%. Household income has declined by 8% since 2019.
The unemployment rate in 46157 stands at 0.7%, which is well below the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 46157 in Monrovia, IN is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 4,370 residents, a median household income of $74,286, and a median home value of $202,100, it offers a clear picture of life in this part of Indiana.