| ZIP Code | 46070 |
|---|---|
| City | Summitville |
| State | Indiana (IN) |
| County | Madison County |
| Area Code | 765 |
| Elevation | 891 ft |
| Latitude | 40.346074 |
|---|---|
| Longitude | -85.66086 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.5 yrs |
|---|---|
| Avg Household Size | 2.63 |
| Below Poverty | 10.2% ≈ Avg |
| College Grads | 30.5% ▼ 21% below avg |
| Unemployment | 3.4% ▼ 30% below avg |
| No HS Diploma | 3 (0.2%) |
| HS Graduate | 448 (32%) |
| Some College | 268 (19.2%) |
| Associates | 253 (18.1%) |
| Bachelors | 191 (13.7%) |
| Graduate Degree | 235 (16.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $64,706 ▼ 15% below avg ↑ 7% since 2019 |
|---|---|
| Median Home Value | $110,200 ▼ 60% below avg ↓ 6% since 2019 |
| Home/Income Ratio | 1.7x (nat avg ~3.5x) |
| Median Rent | $856/mo ↑ 22% since 2019 |
| Total Units | 911 |
| Vacant Units | 49 |
| Avg HH Size | 2.63 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 911 |
|---|---|
| Vacant | 49 |
| Owner Occupied | 83.1% |
| Renter Occupied | 16.9% |
| Avg HH Size | 2.63 |
ZIP code 46070 is located in Summitville, Indiana, within Madison County. With a population of 2,289, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.5 years. Economically, 46070 is a solidly middle-class ZIP code: the median household income of $64,706 is below the national average.
Real estate in ZIP code 46070 represents one of the more affordable housing markets in the country. The median home value of $110,200 is well below the national average. Renters can expect to pay around $856 per month in median rent. Homeownership is strong here — 83.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 6% since 2019.
The population of 46070 is primarily White (95.85%). Residents are moderately educated — 30.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 10.2%. Household income has grown by 7% since 2019.
The unemployment rate in 46070 stands at 3.4%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 46070 in Summitville, IN is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,289 residents, a median household income of $64,706, and a median home value of $110,200, it offers a clear picture of life in this part of Indiana.