| ZIP Code | 46064 |
|---|---|
| City | Pendleton |
| State | Indiana (IN) |
| County | Madison County |
| Area Code | 765 |
| Elevation | 883 ft |
| Latitude | 39.981682 |
|---|---|
| Longitude | -85.738762 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 3.2% ▼ 68% below avg |
| College Grads | 44.8% ▲ 16% above avg |
| Unemployment | 5.3% ▲ 8% above avg |
| No HS Diploma | 20 (0.2%) |
| HS Graduate | 3,314 (28.2%) |
| Some College | 1,651 (14.1%) |
| Associates | 1,495 (12.7%) |
| Bachelors | 1,284 (10.9%) |
| Graduate Degree | 3,976 (33.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $92,012 ▲ 21% above avg ↑ 17% since 2019 |
|---|---|
| Median Home Value | $256,500 ▼ 8% below avg ↑ 54% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $1,121/mo ↑ 22% since 2019 |
| Total Units | 6,158 |
| Vacant Units | 305 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 6,158 |
|---|---|
| Vacant | 305 |
| Owner Occupied | 84.5% |
| Renter Occupied | 15.5% |
| Avg HH Size | 2.62 |
ZIP code 46064 is located in Pendleton, Indiana, within Madison County. With a population of 17,730, this is a moderately populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 46064 is a middle-income ZIP code: the median household income of $92,012 is above the national average.
Real estate in ZIP code 46064 represents a mid-range housing market. The median home value of $256,500 is near the national average. Renters can expect to pay around $1,121 per month in median rent. Homeownership is strong here — 84.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 54% since 2019.
The population of 46064 is primarily White (86.09%). Residents are well-educated — 44.8% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 3.2%. Household income has grown by 17% since 2019.
The unemployment rate in 46064 stands at 5.3%, which is near the national average. About 20% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 72%.
Overall, ZIP code 46064 in Pendleton, IN is characterized as middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 17,730 residents, a median household income of $92,012, and a median home value of $256,500, it offers a clear picture of life in this part of Indiana.