| ZIP Code | 45354 |
|---|---|
| City | Phillipsburg |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 1,034 ft |
| Latitude | 39.910374 |
|---|---|
| Longitude | -84.399831 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 52.2 yrs ↑ 26% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 7.2% ▼ 29% below avg |
| College Grads | 34.4% ▼ 11% below avg |
| Unemployment | 4.7% ≈ Avg |
| No HS Diploma | 2 (0.4%) |
| HS Graduate | 191 (40.6%) |
| Some College | 71 (15.1%) |
| Associates | 45 (9.6%) |
| Bachelors | 96 (20.4%) |
| Graduate Degree | 66 (14%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,875 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $137,500 ▼ 51% below avg ↑ 56% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $1,555/mo ↑ 93% since 2019 |
| Total Units | 360 |
| Vacant Units | 67 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 360 |
|---|---|
| Vacant | 67 |
| Owner Occupied | 75.1% |
| Renter Occupied | 24.9% |
| Avg HH Size | 2.19 |
ZIP code 45354 is located in Phillipsburg, Ohio, within Montgomery County. With a population of 643, this is a sparsely populated ZIP code with a mature community — the median age is 52.2 years. Economically, 45354 is a solidly middle-class ZIP code: the median household income of $71,875 is near the national average.
Real estate in ZIP code 45354 represents one of the more affordable housing markets in the country. The median home value of $137,500 is well below the national average. Renters can expect to pay around $1,555 per month in median rent. Homeownership is strong here — 75.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 56% since 2019.
The population of 45354 is primarily White (98.44%). Residents are moderately educated — 34.4% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 25% since 2019.
The unemployment rate in 45354 stands at 4.7%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 64%.
Overall, ZIP code 45354 in Phillipsburg, OH is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 643 residents, a median household income of $71,875, and a median home value of $137,500, it offers a clear picture of life in this part of Ohio.