| ZIP Code | 45315 |
|---|---|
| City | Clayton |
| State | Ohio (OH) |
| County | Montgomery County |
| Area Code | 326/937 |
| Elevation | 954 ft |
| Latitude | 39.857729 |
|---|---|
| Longitude | -84.338773 |
| Timezone | New York (DST) |
| FIPS | 39113 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 49.0 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.18 |
| Below Poverty | 4.5% ▼ 55% below avg |
| College Grads | 47.4% ▲ 22% above avg |
| Unemployment | 1.8% ▼ 64% below avg |
| No HS Diploma | 4 (0.1%) |
| HS Graduate | 974 (25.2%) |
| Some College | 434 (11.2%) |
| Associates | 620 (16%) |
| Bachelors | 235 (6.1%) |
| Graduate Degree | 1,599 (41.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $84,186 ▲ 10% above avg ↑ 4% since 2019 |
|---|---|
| Median Home Value | $183,900 ▼ 34% below avg ↑ 13% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $948/mo ↑ 21% since 2019 |
| Total Units | 2,125 |
| Vacant Units | 18 |
| Avg HH Size | 2.18 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,125 |
|---|---|
| Vacant | 18 |
| Owner Occupied | 82.6% |
| Renter Occupied | 17.4% |
| Avg HH Size | 2.18 |
ZIP code 45315 is located in Clayton, Ohio, within Montgomery County. With a population of 4,804, this is a lightly populated ZIP code with a mature community — the median age is 49 years. Economically, 45315 is a middle-income ZIP code: the median household income of $84,186 is near the national average.
Real estate in ZIP code 45315 represents an affordable housing market. The median home value of $183,900 is below the national average. Renters can expect to pay around $948 per month in median rent. Homeownership is strong here — 82.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 13% since 2019.
The population of 45315 is majority White (69.84%). Residents are well-educated — 47.4% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.5%. Household income has grown by 4% since 2019.
The unemployment rate in 45315 stands at 1.8%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 45315 in Clayton, OH is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 4,804 residents, a median household income of $84,186, and a median home value of $183,900, it offers a clear picture of life in this part of Ohio.