| ZIP Code | 45140 |
|---|---|
| City | Loveland |
| State | Ohio (OH) |
| County | Clermont County |
| Area Code | 283/513 |
| Elevation | 738 ft |
| Latitude | 39.254473 |
|---|---|
| Longitude | -84.24693 |
| Timezone | New York (DST) |
| FIPS | 39025 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.3 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.60 |
| Below Poverty | 4.0% ▼ 60% below avg |
| College Grads | 60.6% ▲ 56% above avg |
| Unemployment | 3.1% ▼ 37% below avg |
| No HS Diploma | 190 (0.5%) |
| HS Graduate | 6,737 (17.9%) |
| Some College | 3,651 (9.7%) |
| Associates | 4,230 (11.3%) |
| Bachelors | 2,949 (7.8%) |
| Graduate Degree | 19,839 (52.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $110,781 ▲ 45% above avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $340,800 ▲ 22% above avg ↑ 39% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $1,379/mo ↑ 24% since 2019 |
| Total Units | 22,684 |
| Vacant Units | 925 |
| Avg HH Size | 2.60 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 22,684 |
|---|---|
| Vacant | 925 |
| Owner Occupied | 81.2% |
| Renter Occupied | 18.8% |
| Avg HH Size | 2.60 |
ZIP code 45140 is located in Loveland, Ohio, within Clermont County. With a population of 56,854, this is a highly populated ZIP code with a middle-aged community — the median age is 40.3 years. Economically, 45140 is a upper-middle-income ZIP code: the median household income of $110,781 is above the national average.
Real estate in ZIP code 45140 represents a mid-range housing market. The median home value of $340,800 is above the national average. Renters can expect to pay around $1,379 per month in median rent. Homeownership is strong here — 81.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 39% since 2019.
The population of 45140 is primarily White (86.65%). Residents are highly educated — 60.6% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.0%. Household income has grown by 18% since 2019.
The unemployment rate in 45140 stands at 3.1%, which is below the national average. About 18% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 45140 in Loveland, OH is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 56,854 residents, a median household income of $110,781, and a median home value of $340,800, it offers a clear picture of life in this part of Ohio.