| ZIP Code | 43078 |
|---|---|
| City | Urbana |
| State | Ohio (OH) |
| County | Champaign County |
| Area Code | 326/937 |
| Elevation | 1,066 ft |
| Latitude | 40.117098 |
|---|---|
| Longitude | -83.78624 |
| Timezone | New York (DST) |
| FIPS | 39021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.4 yrs ↑ 3% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 9.4% ≈ Avg |
| College Grads | 32.8% ▼ 15% below avg |
| Unemployment | 5.8% ▲ 18% above avg |
| No HS Diploma | 84 (0.6%) |
| HS Graduate | 5,524 (40.8%) |
| Some College | 1,746 (12.9%) |
| Associates | 1,744 (12.9%) |
| Bachelors | 1,277 (9.4%) |
| Graduate Degree | 3,157 (23.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $72,500 ≈ Avg ↑ 32% since 2019 |
|---|---|
| Median Home Value | $176,300 ▼ 37% below avg ↑ 38% since 2019 |
| Home/Income Ratio | 2.4x (nat avg ~3.5x) |
| Median Rent | $909/mo ↑ 35% since 2019 |
| Total Units | 8,904 |
| Vacant Units | 746 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,904 |
|---|---|
| Vacant | 746 |
| Owner Occupied | 73.7% |
| Renter Occupied | 26.3% |
| Avg HH Size | 2.40 |
ZIP code 43078 is located in Urbana, Ohio, within Champaign County. With a population of 19,985, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.4 years. Economically, 43078 is a solidly middle-class ZIP code: the median household income of $72,500 is near the national average.
Real estate in ZIP code 43078 represents an affordable housing market. The median home value of $176,300 is below the national average. Renters can expect to pay around $909 per month in median rent. Homeownership is strong here — 73.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 38% since 2019.
The population of 43078 is primarily White (89.49%). Residents are moderately educated — 32.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 9.4%. Household income has grown by 32% since 2019.
The unemployment rate in 43078 stands at 5.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 43078 in Urbana, OH is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 19,985 residents, a median household income of $72,500, and a median home value of $176,300, it offers a clear picture of life in this part of Ohio.