| ZIP Code | 42635 |
|---|---|
| City | Pine Knot |
| State | Kentucky (KY) |
| County | McCreary County |
| Area Code | 606 |
| Elevation | 1,200 ft |
| Latitude | 36.676247 |
|---|---|
| Longitude | -84.403232 |
| Timezone | New York (DST) |
| FIPS | 21147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.6 yrs ↑ 20% since 2019 |
|---|---|
| Avg Household Size | 2.02 |
| Below Poverty | 25.6% ▲ 156% above avg |
| College Grads | 17.4% ▼ 55% below avg |
| Unemployment | 2.4% ▼ 51% below avg |
| No HS Diploma | 107 (3.6%) |
| HS Graduate | 1,102 (37.5%) |
| Some College | 698 (23.7%) |
| Associates | 522 (17.8%) |
| Bachelors | 256 (8.7%) |
| Graduate Degree | 255 (8.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $36,506 ▼ 52% below avg ↑ 49% since 2019 |
|---|---|
| Median Home Value | $102,300 ▼ 63% below avg ↑ 19% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $421/mo ↓ 21% since 2019 |
| Total Units | 1,678 |
| Vacant Units | 143 |
| Avg HH Size | 2.02 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,678 |
|---|---|
| Vacant | 143 |
| Owner Occupied | 60.1% |
| Renter Occupied | 39.9% |
| Avg HH Size | 2.02 |
ZIP code 42635 is located in Pine Knot, Kentucky, within McCreary County. With a population of 4,789, this is a lightly populated ZIP code with a middle-aged community — the median age is 44.6 years. Economically, 42635 is a lower-income ZIP code: the median household income of $36,506 is well below the national average.
Real estate in ZIP code 42635 represents one of the more affordable housing markets in the country. The median home value of $102,300 is well below the national average. Renters can expect to pay around $421 per month in median rent. Homeownership is strong here — 60.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 42635 is primarily White (72.25%). Residents are less-educated — 17.4% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 25.6%. Household income has grown by 49% since 2019.
The unemployment rate in 42635 stands at 2.4%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 79%.
Overall, ZIP code 42635 in Pine Knot, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 4,789 residents, a median household income of $36,506, and a median home value of $102,300, it offers a clear picture of life in this part of Kentucky.