| ZIP Code | 42634 |
|---|---|
| City | Parkers Lake |
| State | Kentucky (KY) |
| County | McCreary County |
| Area Code | 606 |
| Elevation | 1,114 ft |
| Latitude | 36.89317 |
|---|---|
| Longitude | -84.422337 |
| Timezone | New York (DST) |
| FIPS | 21147 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.6 yrs ↑ 14% since 2019 |
|---|---|
| Avg Household Size | 3.12 |
| Below Poverty | 41.5% ▲ 315% above avg |
| College Grads | 15.9% ▼ 59% below avg |
| Unemployment | 3.2% ▼ 36% below avg |
| No HS Diploma | 21 (2.3%) |
| HS Graduate | 324 (35.1%) |
| Some College | 300 (32.5%) |
| Associates | 131 (14.2%) |
| Bachelors | 86 (9.3%) |
| Graduate Degree | 61 (6.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $24,835 ▼ 67% below avg ↓ 34% since 2019 |
|---|---|
| Median Home Value | $54,800 ▼ 80% below avg ↓ 18% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Total Units | 701 |
| Vacant Units | 140 |
| Avg HH Size | 3.12 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 701 |
|---|---|
| Vacant | 140 |
| Owner Occupied | 89.5% |
| Renter Occupied | 10.5% |
| Avg HH Size | 3.12 |
ZIP code 42634 is located in Parkers Lake, Kentucky, within McCreary County. With a population of 1,840, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 42634 is a lower-income ZIP code: the median household income of $24,835 is well below the national average.
Real estate in ZIP code 42634 represents one of the more affordable housing markets in the country. The median home value of $54,800 is well below the national average. Homeownership is strong here — 89.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 18% since 2019.
The population of 42634 is primarily White (96.74%). Residents are less-educated — 15.9% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 41.5%. Household income has declined by 34% since 2019.
The unemployment rate in 42634 stands at 3.2%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 82%.
Overall, ZIP code 42634 in Parkers Lake, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 1,840 residents, a median household income of $24,835, and a median home value of $54,800, it offers a clear picture of life in this part of Kentucky.