| ZIP Code | 42048 |
|---|---|
| City | Hardin |
| State | Kentucky (KY) |
| County | Marshall County |
| Area Code | 270/364 |
| Elevation | 377 ft |
| Latitude | 36.752393 |
|---|---|
| Longitude | -88.298921 |
| Timezone | New York (DST) |
| FIPS | 21157 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.5 yrs ↓ 23% since 2019 |
|---|---|
| Avg Household Size | 2.29 |
| Below Poverty | 27.9% ▲ 179% above avg |
| College Grads | 31.1% ▼ 20% below avg |
| Unemployment | 1.5% ▼ 69% below avg |
| No HS Diploma | 20 (1.7%) |
| HS Graduate | 423 (36.6%) |
| Some College | 242 (20.9%) |
| Associates | 112 (9.7%) |
| Bachelors | 97 (8.4%) |
| Graduate Degree | 262 (22.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,507 ▼ 46% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $118,800 ▼ 57% below avg ↑ 9% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $760/mo ↓ 2% since 2019 |
| Total Units | 1,089 |
| Vacant Units | 308 |
| Avg HH Size | 2.29 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,089 |
|---|---|
| Vacant | 308 |
| Owner Occupied | 73.9% |
| Renter Occupied | 26.1% |
| Avg HH Size | 2.29 |
ZIP code 42048 is located in Hardin, Kentucky, within Marshall County. With a population of 1,838, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.5 years. Economically, 42048 is a working-class ZIP code: the median household income of $41,507 is below the national average.
Real estate in ZIP code 42048 represents one of the more affordable housing markets in the country. The median home value of $118,800 is well below the national average. Renters can expect to pay around $760 per month in median rent. Homeownership is strong here — 73.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 9% since 2019.
The population of 42048 is primarily White (98.64%). Residents are moderately educated — 31.1% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 27.9%. Household income has grown by 18% since 2019.
The unemployment rate in 42048 stands at 1.5%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 42048 in Hardin, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 1,838 residents, a median household income of $41,507, and a median home value of $118,800, it offers a clear picture of life in this part of Kentucky.