| ZIP Code | 42040 |
|---|---|
| City | Farmington |
| State | Kentucky (KY) |
| County | Graves County |
| Area Code | 270/364 |
| Elevation | 547 ft |
| Latitude | 36.607718 |
|---|---|
| Longitude | -88.501047 |
| Timezone | New York (DST) |
| FIPS | 21083 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.4 yrs |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 16.2% ▲ 62% above avg |
| College Grads | 30.9% ▼ 20% below avg |
| Unemployment | 0.7% ▼ 85% below avg |
| No HS Diploma | 6 (0.9%) |
| HS Graduate | 244 (37.8%) |
| Some College | 101 (15.7%) |
| Associates | 95 (14.7%) |
| Bachelors | 130 (20.2%) |
| Graduate Degree | 69 (10.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,458 ▼ 19% below avg ↑ 20% since 2019 |
|---|---|
| Median Home Value | $183,200 ▼ 34% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Total Units | 488 |
| Vacant Units | 87 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 488 |
|---|---|
| Vacant | 87 |
| Owner Occupied | 90.5% |
| Renter Occupied | 9.5% |
| Avg HH Size | 2.45 |
ZIP code 42040 is located in Farmington, Kentucky, within Graves County. With a population of 983, this is a sparsely populated ZIP code with a middle-aged community — the median age is 42.4 years. Economically, 42040 is a solidly middle-class ZIP code: the median household income of $61,458 is below the national average.
Real estate in ZIP code 42040 represents an affordable housing market. The median home value of $183,200 is below the national average. Homeownership is strong here — 90.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 42040 is primarily White (87.69%). Residents are moderately educated — 30.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.2%. Household income has grown by 20% since 2019.
The unemployment rate in 42040 stands at 0.7%, which is well below the national average. As in most parts of the country, driving alone is the dominant commute mode at 90%.
Overall, ZIP code 42040 in Farmington, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 983 residents, a median household income of $61,458, and a median home value of $183,200, it offers a clear picture of life in this part of Kentucky.