| ZIP Code | 41650 |
|---|---|
| City | Melvin |
| State | Kentucky (KY) |
| County | Floyd County |
| Area Code | 606 |
| Elevation | 1,027 ft |
| Latitude | 37.341244 |
|---|---|
| Longitude | -82.675612 |
| Timezone | New York (DST) |
| FIPS | 21071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.6 yrs ↑ 18% since 2019 |
|---|---|
| Avg Household Size | 2.67 |
| Below Poverty | 37.7% ▲ 277% above avg |
| College Grads | 19.3% ▼ 50% below avg |
| Unemployment | 30.3% ▲ 519% above avg |
| HS Graduate | 180 (66.7%) |
| Associates | 38 (14.1%) |
| Bachelors | 19 (7%) |
| Graduate Degree | 33 (12.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $23,871 ▼ 69% below avg ↓ 9% since 2019 |
|---|---|
| Median Home Value | $86,100 ▼ 69% below avg ↑ 125% since 2019 |
| Home/Income Ratio | 3.6x (nat avg ~3.5x) |
| Total Units | 355 |
| Vacant Units | 149 |
| Avg HH Size | 2.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 355 |
|---|---|
| Vacant | 149 |
| Owner Occupied | 63.1% |
| Renter Occupied | 36.9% |
| Avg HH Size | 2.67 |
ZIP code 41650 is located in Melvin, Kentucky, within Floyd County. With a population of 549, this is a sparsely populated ZIP code with a middle-aged community — the median age is 38.6 years. Economically, 41650 is a lower-income ZIP code: the median household income of $23,871 is well below the national average.
Real estate in ZIP code 41650 represents one of the more affordable housing markets in the country. The median home value of $86,100 is well below the national average. Homeownership is strong here — 63.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 125% since 2019.
The population of 41650 is primarily White (100.00%). Residents are less-educated — 19.3% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 37.7%. Household income has declined by 9% since 2019.
The unemployment rate in 41650 stands at 30.3%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 100%.
Overall, ZIP code 41650 in Melvin, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 549 residents, a median household income of $23,871, and a median home value of $86,100, it offers a clear picture of life in this part of Kentucky.