| ZIP Code | 41630 |
|---|---|
| City | Garrett |
| State | Kentucky (KY) |
| County | Floyd County |
| Area Code | 606 |
| Elevation | 700 ft |
| Latitude | 37.44794 |
|---|---|
| Longitude | -82.889072 |
| Timezone | New York (DST) |
| FIPS | 21071 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.4 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.39 |
| Below Poverty | 16.4% ▲ 64% above avg |
| College Grads | 18.7% ▼ 52% below avg |
| Unemployment | 2.5% ▼ 50% below avg |
| No HS Diploma | 6 (1%) |
| HS Graduate | 228 (39%) |
| Some College | 105 (18%) |
| Associates | 136 (23.3%) |
| Bachelors | 42 (7.2%) |
| Graduate Degree | 67 (11.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $51,389 ▼ 33% below avg ↑ 141% since 2019 |
|---|---|
| Median Home Value | $46,100 ▼ 83% below avg ↓ 38% since 2019 |
| Home/Income Ratio | 0.9x (nat avg ~3.5x) |
| Median Rent | $669/mo ↑ 27% since 2019 |
| Total Units | 416 |
| Vacant Units | 24 |
| Avg HH Size | 2.39 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 416 |
|---|---|
| Vacant | 24 |
| Owner Occupied | 62.5% |
| Renter Occupied | 37.5% |
| Avg HH Size | 2.39 |
ZIP code 41630 is located in Garrett, Kentucky, within Floyd County. With a population of 938, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.4 years. Economically, 41630 is a working-class ZIP code: the median household income of $51,389 is below the national average.
Real estate in ZIP code 41630 represents one of the more affordable housing markets in the country. The median home value of $46,100 is well below the national average. Renters can expect to pay around $669 per month in median rent. Homeownership is strong here — 62.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 38% since 2019.
The population of 41630 is primarily White (97.44%). Residents are less-educated — 18.7% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 16.4%. Household income has grown by 141% since 2019.
The unemployment rate in 41630 stands at 2.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 41630 in Garrett, KY is characterized as working-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 938 residents, a median household income of $51,389, and a median home value of $46,100, it offers a clear picture of life in this part of Kentucky.