| ZIP Code | 41031 |
|---|---|
| City | Cynthiana |
| State | Kentucky (KY) |
| County | Harrison County |
| Area Code | 859 |
| Elevation | 723 ft |
| Latitude | 38.413134 |
|---|---|
| Longitude | -84.297476 |
| Timezone | New York (DST) |
| FIPS | 21097 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.57 |
| Below Poverty | 16.4% ▲ 64% above avg |
| College Grads | 31.2% ▼ 19% below avg |
| Unemployment | 3.1% ▼ 37% below avg |
| No HS Diploma | 96 (0.9%) |
| HS Graduate | 4,621 (43%) |
| Some College | 1,397 (13%) |
| Associates | 1,286 (12%) |
| Bachelors | 893 (8.3%) |
| Graduate Degree | 2,464 (22.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $62,052 ▼ 19% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $193,900 ▼ 30% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $765/mo ↑ 29% since 2019 |
| Total Units | 7,050 |
| Vacant Units | 667 |
| Avg HH Size | 2.57 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 7,050 |
|---|---|
| Vacant | 667 |
| Owner Occupied | 70.1% |
| Renter Occupied | 29.9% |
| Avg HH Size | 2.57 |
ZIP code 41031 is located in Cynthiana, Kentucky, within Harrison County. With a population of 16,748, this is a moderately populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 41031 is a solidly middle-class ZIP code: the median household income of $62,052 is below the national average.
Real estate in ZIP code 41031 represents an affordable housing market. The median home value of $193,900 is below the national average. Renters can expect to pay around $765 per month in median rent. Homeownership is strong here — 70.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 41031 is primarily White (93.07%). Residents are moderately educated — 31.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.4%. Household income has grown by 24% since 2019.
The unemployment rate in 41031 stands at 3.1%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 41031 in Cynthiana, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 16,748 residents, a median household income of $62,052, and a median home value of $193,900, it offers a clear picture of life in this part of Kentucky.