| ZIP Code | 40348 |
|---|---|
| City | Millersburg |
| State | Kentucky (KY) |
| County | Bourbon County |
| Area Code | 859 |
| Elevation | 781 ft |
| Latitude | 38.302972 |
|---|---|
| Longitude | -84.146105 |
| Timezone | New York (DST) |
| FIPS | 21017 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.8 yrs ↓ 3% since 2019 |
|---|---|
| Avg Household Size | 1.67 |
| Below Poverty | 21.1% ▲ 111% above avg |
| College Grads | 27.3% ▼ 30% below avg |
| Unemployment | 8.6% ▲ 76% above avg |
| No HS Diploma | 5 (1.7%) |
| HS Graduate | 58 (19.8%) |
| Some College | 85 (29%) |
| Associates | 65 (22.2%) |
| Bachelors | 9 (3.1%) |
| Graduate Degree | 71 (24.2%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,571 ▼ 43% below avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $127,400 ▼ 54% below avg ↑ 22% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $653/mo ↑ 8% since 2019 |
| Total Units | 355 |
| Vacant Units | 47 |
| Avg HH Size | 1.67 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 355 |
|---|---|
| Vacant | 47 |
| Owner Occupied | 40.9% |
| Renter Occupied | 59.1% |
| Avg HH Size | 1.67 |
ZIP code 40348 is located in Millersburg, Kentucky, within Bourbon County. With a population of 522, this is a sparsely populated ZIP code with a mature community — the median age is 54.8 years. Economically, 40348 is a working-class ZIP code: the median household income of $43,571 is below the national average.
Real estate in ZIP code 40348 represents one of the more affordable housing markets in the country. The median home value of $127,400 is well below the national average. Renters can expect to pay around $653 per month in median rent. The area has a relatively balanced mix of owners (40.9%) and renters (59.1%). Median home values have increased by 22% since 2019.
The population of 40348 is primarily White (84.48%). Residents are moderately educated — 27.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 21.1%. Household income has grown by 35% since 2019.
The unemployment rate in 40348 stands at 8.6%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 91%.
Overall, ZIP code 40348 in Millersburg, KY is characterized as working-class, moderately educated, and a mature community. With 522 residents, a median household income of $43,571, and a median home value of $127,400, it offers a clear picture of life in this part of Kentucky.