| ZIP Code | 41016 |
|---|---|
| City | Covington |
| State | Kentucky (KY) |
| County | Kenton County |
| Area Code | 859 |
| Elevation | 549 ft |
| Latitude | 39.088749 |
|---|---|
| Longitude | -84.548476 |
| Timezone | New York (DST) |
| FIPS | 21117 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 37.9 yrs |
|---|---|
| Avg Household Size | 2.21 |
| Below Poverty | 20.5% ▲ 105% above avg |
| College Grads | 38.2% ≈ Avg |
| Unemployment | 4.6% ≈ Avg |
| No HS Diploma | 41 (1.1%) |
| HS Graduate | 1,103 (29.7%) |
| Some College | 670 (18.1%) |
| Associates | 478 (12.9%) |
| Bachelors | 295 (8%) |
| Graduate Degree | 1,122 (30.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $61,748 ▼ 19% below avg ↑ 15% since 2019 |
|---|---|
| Median Home Value | $151,300 ▼ 46% below avg ↑ 41% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $1,034/mo ↑ 28% since 2019 |
| Total Units | 2,958 |
| Vacant Units | 356 |
| Avg HH Size | 2.21 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,958 |
|---|---|
| Vacant | 356 |
| Owner Occupied | 70.6% |
| Renter Occupied | 29.4% |
| Avg HH Size | 2.21 |
ZIP code 41016 is located in Covington, Kentucky, within Kenton County. With a population of 5,794, this is a lightly populated ZIP code with a relatively young community — the median age is 37.9 years. Economically, 41016 is a solidly middle-class ZIP code: the median household income of $61,748 is below the national average.
Real estate in ZIP code 41016 represents an affordable housing market. The median home value of $151,300 is below the national average. Renters can expect to pay around $1,034 per month in median rent. Homeownership is strong here — 70.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 41% since 2019.
The population of 41016 is primarily White (79.36%). Residents are moderately educated — 38.2% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 20.5%. Household income has grown by 15% since 2019.
The unemployment rate in 41016 stands at 4.6%, which is near the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 41016 in Covington, KY is characterized as solidly middle-class, moderately educated, a relatively young community, and predominantly owner-occupied. With 5,794 residents, a median household income of $61,748, and a median home value of $151,300, it offers a clear picture of life in this part of Kentucky.