| ZIP Code | 40855 |
|---|---|
| City | Lynch |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 2,822 ft |
| Latitude | 36.929858 |
|---|---|
| Longitude | -82.885329 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.7 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.58 |
| Below Poverty | 39.0% ▲ 290% above avg |
| College Grads | 34.5% ▼ 11% below avg |
| Unemployment | 6.5% ▲ 33% above avg |
| HS Graduate | 131 (26%) |
| Some College | 39 (7.7%) |
| Associates | 160 (31.7%) |
| Bachelors | 90 (17.9%) |
| Graduate Degree | 84 (16.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $27,102 ▼ 64% below avg ↓ 25% since 2019 |
|---|---|
| Median Home Value | $55,700 ▼ 80% below avg ↓ 3% since 2019 |
| Home/Income Ratio | 2.1x (nat avg ~3.5x) |
| Median Rent | $775/mo ↑ 37% since 2019 |
| Total Units | 479 |
| Vacant Units | 176 |
| Avg HH Size | 2.58 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 479 |
|---|---|
| Vacant | 176 |
| Owner Occupied | 65.4% |
| Renter Occupied | 34.7% |
| Avg HH Size | 2.58 |
ZIP code 40855 is located in Lynch, Kentucky, within Harlan County. With a population of 782, this is a sparsely populated ZIP code with a mature community — the median age is 46.7 years. Economically, 40855 is a lower-income ZIP code: the median household income of $27,102 is well below the national average.
Real estate in ZIP code 40855 represents one of the more affordable housing markets in the country. The median home value of $55,700 is well below the national average. Renters can expect to pay around $775 per month in median rent. Homeownership is strong here — 65.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 3% since 2019.
The population of 40855 is primarily White (86.32%). Residents are moderately educated — 34.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 39.0%. Household income has declined by 25% since 2019.
The unemployment rate in 40855 stands at 6.5%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 40855 in Lynch, KY is characterized as lower-income, moderately educated, a mature community, and predominantly owner-occupied. With 782 residents, a median household income of $27,102, and a median home value of $55,700, it offers a clear picture of life in this part of Kentucky.