| ZIP Code | 40807 |
|---|---|
| City | Benham |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 2,710 ft |
| Latitude | 36.96402 |
|---|---|
| Longitude | -82.955591 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | PO Box |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.0 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.25 |
| Below Poverty | 11.2% ▲ 12% above avg |
| College Grads | 38.3% ≈ Avg |
| Unemployment | 10.1% ▲ 105% above avg |
| HS Graduate | 81 (27%) |
| Some College | 23 (7.7%) |
| Associates | 81 (27%) |
| Bachelors | 28 (9.3%) |
| Graduate Degree | 87 (29%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $53,171 ▼ 30% below avg ↑ 12% since 2019 |
|---|---|
| Median Home Value | $55,500 ▼ 80% below avg ↓ 2% since 2019 |
| Home/Income Ratio | 1.0x (nat avg ~3.5x) |
| Median Rent | $723/mo ↑ 25% since 2019 |
| Total Units | 280 |
| Vacant Units | 46 |
| Avg HH Size | 2.25 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 280 |
|---|---|
| Vacant | 46 |
| Owner Occupied | 91.9% |
| Renter Occupied | 8.1% |
| Avg HH Size | 2.25 |
ZIP code 40807 is located in Benham, Kentucky, within Harlan County. With a population of 535, this is a sparsely populated ZIP code with a mature community — the median age is 45 years. Economically, 40807 is a working-class ZIP code: the median household income of $53,171 is below the national average.
Real estate in ZIP code 40807 represents one of the more affordable housing markets in the country. The median home value of $55,500 is well below the national average. Renters can expect to pay around $723 per month in median rent. Homeownership is strong here — 91.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have decreased by 2% since 2019.
The population of 40807 is primarily White (95.33%). Residents are moderately educated — 38.3% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 11.2%. Household income has grown by 12% since 2019.
The unemployment rate in 40807 stands at 10.1%, which is more than double the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 56%.
Overall, ZIP code 40807 in Benham, KY is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 535 residents, a median household income of $53,171, and a median home value of $55,500, it offers a clear picture of life in this part of Kentucky.