| ZIP Code | 40831 |
|---|---|
| City | Harlan |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 1,965 ft |
| Latitude | 36.760179 |
|---|---|
| Longitude | -83.328572 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.1 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.19 |
| Below Poverty | 24.9% ▲ 149% above avg |
| College Grads | 34.1% ▼ 12% below avg |
| Unemployment | 11.4% ▲ 132% above avg |
| No HS Diploma | 84 (2.9%) |
| HS Graduate | 879 (30%) |
| Some College | 492 (16.8%) |
| Associates | 480 (16.4%) |
| Bachelors | 367 (12.5%) |
| Graduate Degree | 632 (21.5%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $35,417 ▼ 54% below avg ↑ 52% since 2019 |
|---|---|
| Median Home Value | $106,500 ▼ 62% below avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $567/mo ↑ 46% since 2019 |
| Total Units | 2,480 |
| Vacant Units | 397 |
| Avg HH Size | 2.19 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,480 |
|---|---|
| Vacant | 397 |
| Owner Occupied | 56.8% |
| Renter Occupied | 43.3% |
| Avg HH Size | 2.19 |
ZIP code 40831 is located in Harlan, Kentucky, within Harlan County. With a population of 4,719, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.1 years. Economically, 40831 is a lower-income ZIP code: the median household income of $35,417 is well below the national average.
Real estate in ZIP code 40831 represents one of the more affordable housing markets in the country. The median home value of $106,500 is well below the national average. Renters can expect to pay around $567 per month in median rent. The area has a relatively balanced mix of owners (56.8%) and renters (43.3%). Median home values have increased by 36% since 2019.
The population of 40831 is primarily White (92.18%). Residents are moderately educated — 34.1% hold a bachelor's degree or higher, which is near the national average. Poverty affects a significant share of residents at 24.9%. Household income has grown by 52% since 2019.
The unemployment rate in 40831 stands at 11.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 71%.
Overall, ZIP code 40831 in Harlan, KY is characterized as lower-income, moderately educated, and a middle-aged community. With 4,719 residents, a median household income of $35,417, and a median home value of $106,500, it offers a clear picture of life in this part of Kentucky.