| ZIP Code | 40815 |
|---|---|
| City | Cawood |
| State | Kentucky (KY) |
| County | Harlan County |
| Area Code | 606 |
| Elevation | 1,495 ft |
| Latitude | 36.79156 |
|---|---|
| Longitude | -83.232515 |
| Timezone | New York (DST) |
| FIPS | 21095 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 46.4 yrs ↑ 13% since 2019 |
|---|---|
| Avg Household Size | 2.10 |
| Below Poverty | 12.4% ▲ 24% above avg |
| College Grads | 47.1% ▲ 22% above avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 165 (35.3%) |
| Some College | 44 (9.4%) |
| Associates | 38 (8.1%) |
| Bachelors | 41 (8.8%) |
| Graduate Degree | 179 (38.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $44,453 ▼ 42% below avg ↑ 103% since 2019 |
|---|---|
| Median Home Value | $65,900 ▼ 76% below avg ↑ 29% since 2019 |
| Home/Income Ratio | 1.5x (nat avg ~3.5x) |
| Total Units | 603 |
| Vacant Units | 214 |
| Avg HH Size | 2.10 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 603 |
|---|---|
| Vacant | 214 |
| Owner Occupied | 84.1% |
| Renter Occupied | 15.9% |
| Avg HH Size | 2.10 |
ZIP code 40815 is located in Cawood, Kentucky, within Harlan County. With a population of 815, this is a sparsely populated ZIP code with a mature community — the median age is 46.4 years. Economically, 40815 is a working-class ZIP code: the median household income of $44,453 is below the national average.
Real estate in ZIP code 40815 represents one of the more affordable housing markets in the country. The median home value of $65,900 is well below the national average. Homeownership is strong here — 84.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 29% since 2019.
The population of 40815 is primarily White (96.07%). Residents are well-educated — 47.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 12.4%. Household income has grown by 103% since 2019.
Overall, ZIP code 40815 in Cawood, KY is characterized as working-class, well-educated, a mature community, and predominantly owner-occupied. With 815 residents, a median household income of $44,453, and a median home value of $65,900, it offers a clear picture of life in this part of Kentucky.