| ZIP Code | 40484 |
|---|---|
| City | Stanford |
| State | Kentucky (KY) |
| County | Lincoln County |
| Area Code | 606 |
| Elevation | 1,031 ft |
| Latitude | 37.52058 |
|---|---|
| Longitude | -84.673931 |
| Timezone | New York (DST) |
| FIPS | 21137 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.1 yrs ↑ 5% since 2019 |
|---|---|
| Avg Household Size | 2.40 |
| Below Poverty | 17.2% ▲ 72% above avg |
| College Grads | 29.2% ▼ 25% below avg |
| Unemployment | 7.1% ▲ 46% above avg |
| No HS Diploma | 136 (1.7%) |
| HS Graduate | 3,217 (40.3%) |
| Some College | 1,313 (16.4%) |
| Associates | 987 (12.4%) |
| Bachelors | 818 (10.2%) |
| Graduate Degree | 1,518 (19%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $54,566 ▼ 28% below avg ↑ 18% since 2019 |
|---|---|
| Median Home Value | $154,200 ▼ 45% below avg ↑ 34% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $688/mo ↑ 2% since 2019 |
| Total Units | 5,686 |
| Vacant Units | 554 |
| Avg HH Size | 2.40 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,686 |
|---|---|
| Vacant | 554 |
| Owner Occupied | 74.3% |
| Renter Occupied | 25.7% |
| Avg HH Size | 2.40 |
ZIP code 40484 is located in Stanford, Kentucky, within Lincoln County. With a population of 12,517, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.1 years. Economically, 40484 is a working-class ZIP code: the median household income of $54,566 is below the national average.
Real estate in ZIP code 40484 represents an affordable housing market. The median home value of $154,200 is below the national average. Renters can expect to pay around $688 per month in median rent. Homeownership is strong here — 74.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 34% since 2019.
The population of 40484 is primarily White (89.75%). Residents are moderately educated — 29.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 17.2%. Household income has grown by 18% since 2019.
The unemployment rate in 40484 stands at 7.1%, which is above the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 40484 in Stanford, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 12,517 residents, a median household income of $54,566, and a median home value of $154,200, it offers a clear picture of life in this part of Kentucky.