| ZIP Code | 40440 |
|---|---|
| City | Junction City |
| State | Kentucky (KY) |
| County | Boyle County |
| Area Code | 859 |
| Elevation | 1,249 ft |
| Latitude | 37.57921 |
|---|---|
| Longitude | -84.840423 |
| Timezone | New York (DST) |
| FIPS | 21021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.0 yrs ↓ 13% since 2019 |
|---|---|
| Avg Household Size | 2.35 |
| Below Poverty | 22.6% ▲ 126% above avg |
| College Grads | 30.4% ▼ 22% below avg |
| Unemployment | 6.8% ▲ 40% above avg |
| No HS Diploma | 23 (1.4%) |
| HS Graduate | 722 (44.1%) |
| Some College | 169 (10.3%) |
| Associates | 226 (13.8%) |
| Bachelors | 186 (11.4%) |
| Graduate Degree | 312 (19%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $50,987 ▼ 33% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $126,000 ▼ 55% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $730/mo ↑ 11% since 2019 |
| Total Units | 1,136 |
| Vacant Units | 161 |
| Avg HH Size | 2.35 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,136 |
|---|---|
| Vacant | 161 |
| Owner Occupied | 84.1% |
| Renter Occupied | 15.9% |
| Avg HH Size | 2.35 |
ZIP code 40440 is located in Junction City, Kentucky, within Boyle County. With a population of 2,301, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39 years. Economically, 40440 is a working-class ZIP code: the median household income of $50,987 is below the national average.
Real estate in ZIP code 40440 represents one of the more affordable housing markets in the country. The median home value of $126,000 is well below the national average. Renters can expect to pay around $730 per month in median rent. Homeownership is strong here — 84.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 40440 is primarily White (91.40%). Residents are moderately educated — 30.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 22.6%. Household income has grown by 30% since 2019.
The unemployment rate in 40440 stands at 6.8%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 85%.
Overall, ZIP code 40440 in Junction City, KY is characterized as working-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,301 residents, a median household income of $50,987, and a median home value of $126,000, it offers a clear picture of life in this part of Kentucky.