| ZIP Code | 40328 |
|---|---|
| City | Gravel Switch |
| State | Kentucky (KY) |
| County | Marion County |
| Area Code | 364 |
| Elevation | 759 ft |
| Latitude | 37.581879 |
|---|---|
| Longitude | -85.012813 |
| Timezone | New York (DST) |
| FIPS | 21155 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 51.3 yrs ↑ 78% since 2019 |
|---|---|
| Avg Household Size | 2.45 |
| Below Poverty | 18.0% ▲ 80% above avg |
| College Grads | 15.5% ▼ 60% below avg |
| Unemployment | 8.7% ▲ 77% above avg |
| No HS Diploma | 28 (4.3%) |
| HS Graduate | 341 (52.2%) |
| Some College | 128 (19.6%) |
| Associates | 55 (8.4%) |
| Bachelors | 57 (8.7%) |
| Graduate Degree | 44 (6.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $43,359 ▼ 43% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $83,200 ▼ 70% below avg ↑ 14% since 2019 |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $668/mo ↓ 6% since 2019 |
| Total Units | 642 |
| Vacant Units | 227 |
| Avg HH Size | 2.45 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 642 |
|---|---|
| Vacant | 227 |
| Owner Occupied | 92.3% |
| Renter Occupied | 7.7% |
| Avg HH Size | 2.45 |
ZIP code 40328 is located in Gravel Switch, Kentucky, within Marion County. With a population of 1,016, this is a sparsely populated ZIP code with a mature community — the median age is 51.3 years. Economically, 40328 is a working-class ZIP code: the median household income of $43,359 is below the national average.
Real estate in ZIP code 40328 represents one of the more affordable housing markets in the country. The median home value of $83,200 is well below the national average. Renters can expect to pay around $668 per month in median rent. Homeownership is strong here — 92.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 40328 is primarily White (97.15%). Residents are less-educated — 15.5% hold a bachelor's degree or higher, which is well below the national average. Poverty affects some residents at 18.0%. Household income has grown by 30% since 2019.
The unemployment rate in 40328 stands at 8.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 70%.
Overall, ZIP code 40328 in Gravel Switch, KY is characterized as working-class, less-educated, a mature community, and predominantly owner-occupied. With 1,016 residents, a median household income of $43,359, and a median home value of $83,200, it offers a clear picture of life in this part of Kentucky.