| ZIP Code | 40456 |
|---|---|
| City | Mount Vernon |
| State | Kentucky (KY) |
| County | Rockcastle County |
| Area Code | 606 |
| Elevation | 1,121 ft |
| Latitude | 37.353471 |
|---|---|
| Longitude | -84.319508 |
| Timezone | New York (DST) |
| FIPS | 21203 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.5 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.28 |
| Below Poverty | 21.2% ▲ 112% above avg |
| College Grads | 26.2% ▼ 32% below avg |
| Unemployment | 5.7% ▲ 16% above avg |
| No HS Diploma | 151 (3%) |
| HS Graduate | 2,037 (40.3%) |
| Some College | 850 (16.8%) |
| Associates | 691 (13.7%) |
| Bachelors | 345 (6.8%) |
| Graduate Degree | 977 (19.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $46,879 ▼ 39% below avg ↑ 30% since 2019 |
|---|---|
| Median Home Value | $140,600 ▼ 50% below avg ↑ 66% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $678/mo ↑ 23% since 2019 |
| Total Units | 4,111 |
| Vacant Units | 569 |
| Avg HH Size | 2.28 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,111 |
|---|---|
| Vacant | 569 |
| Owner Occupied | 73.1% |
| Renter Occupied | 26.9% |
| Avg HH Size | 2.28 |
ZIP code 40456 is located in Mount Vernon, Kentucky, within Rockcastle County. With a population of 8,324, this is a lightly populated ZIP code with a mature community — the median age is 45.5 years. Economically, 40456 is a working-class ZIP code: the median household income of $46,879 is below the national average.
Real estate in ZIP code 40456 represents one of the more affordable housing markets in the country. The median home value of $140,600 is below the national average. Renters can expect to pay around $678 per month in median rent. Homeownership is strong here — 73.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 66% since 2019.
The population of 40456 is primarily White (94.86%). Residents are moderately educated — 26.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 21.2%. Household income has grown by 30% since 2019.
The unemployment rate in 40456 stands at 5.7%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 40456 in Mount Vernon, KY is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 8,324 residents, a median household income of $46,879, and a median home value of $140,600, it offers a clear picture of life in this part of Kentucky.