| ZIP Code | 40445 |
|---|---|
| City | Livingston |
| State | Kentucky (KY) |
| County | Rockcastle County |
| Area Code | 606 |
| Elevation | 922 ft |
| Latitude | 37.320324 |
|---|---|
| Longitude | -84.214065 |
| Timezone | New York (DST) |
| FIPS | 21203 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 40.5 yrs ↓ 14% since 2019 |
|---|---|
| Avg Household Size | 2.85 |
| Below Poverty | 46.4% ▲ 364% above avg |
| College Grads | 8.6% ▼ 78% below avg |
| Unemployment | 13.8% ▲ 181% above avg |
| HS Graduate | 179 (47.9%) |
| Some College | 81 (21.7%) |
| Associates | 82 (21.9%) |
| Bachelors | 14 (3.7%) |
| Graduate Degree | 18 (4.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $38,295 ▼ 50% below avg ↑ 39% since 2019 |
|---|---|
| Median Home Value | $85,700 ▼ 69% below avg ↑ 6% since 2019 |
| Home/Income Ratio | 2.2x (nat avg ~3.5x) |
| Median Rent | $474/mo |
| Total Units | 336 |
| Vacant Units | 71 |
| Avg HH Size | 2.85 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 336 |
|---|---|
| Vacant | 71 |
| Owner Occupied | 82.3% |
| Renter Occupied | 17.7% |
| Avg HH Size | 2.85 |
ZIP code 40445 is located in Livingston, Kentucky, within Rockcastle County. With a population of 755, this is a sparsely populated ZIP code with a middle-aged community — the median age is 40.5 years. Economically, 40445 is a lower-income ZIP code: the median household income of $38,295 is below the national average.
Real estate in ZIP code 40445 represents one of the more affordable housing markets in the country. The median home value of $85,700 is well below the national average. Renters can expect to pay around $474 per month in median rent. Homeownership is strong here — 82.3% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 6% since 2019.
The population of 40445 is primarily White (99.07%). Residents are less-educated — 8.6% hold a bachelor's degree or higher, which is well below the national average. Poverty affects a significant share of residents at 46.4%. Household income has grown by 39% since 2019.
The unemployment rate in 40445 stands at 13.8%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 40445 in Livingston, KY is characterized as lower-income, less-educated, a middle-aged community, and predominantly owner-occupied. With 755 residents, a median household income of $38,295, and a median home value of $85,700, it offers a clear picture of life in this part of Kentucky.