| ZIP Code | 40359 |
|---|---|
| City | Owenton |
| State | Kentucky (KY) |
| County | Owen County |
| Area Code | 502 |
| Elevation | 779 ft |
| Latitude | 38.476322 |
|---|---|
| Longitude | -84.814863 |
| Timezone | New York (DST) |
| FIPS | 21187 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 43.3 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.62 |
| Below Poverty | 13.8% ▲ 38% above avg |
| College Grads | 31.9% ▼ 18% below avg |
| Unemployment | 5.1% ≈ Avg |
| No HS Diploma | 48 (1.1%) |
| HS Graduate | 1,804 (40.6%) |
| Some College | 770 (17.3%) |
| Associates | 404 (9.1%) |
| Bachelors | 423 (9.5%) |
| Graduate Degree | 992 (22.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $59,746 ▼ 22% below avg ↑ 19% since 2019 |
|---|---|
| Median Home Value | $164,300 ▼ 41% below avg ↑ 42% since 2019 |
| Home/Income Ratio | 2.7x (nat avg ~3.5x) |
| Median Rent | $656/mo ↑ 9% since 2019 |
| Total Units | 3,331 |
| Vacant Units | 616 |
| Avg HH Size | 2.62 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 3,331 |
|---|---|
| Vacant | 616 |
| Owner Occupied | 86.2% |
| Renter Occupied | 13.8% |
| Avg HH Size | 2.62 |
ZIP code 40359 is located in Owenton, Kentucky, within Owen County. With a population of 7,222, this is a lightly populated ZIP code with a middle-aged community — the median age is 43.3 years. Economically, 40359 is a solidly middle-class ZIP code: the median household income of $59,746 is below the national average.
Real estate in ZIP code 40359 represents an affordable housing market. The median home value of $164,300 is below the national average. Renters can expect to pay around $656 per month in median rent. Homeownership is strong here — 86.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 42% since 2019.
The population of 40359 is primarily White (97.45%). Residents are moderately educated — 31.9% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 13.8%. Household income has grown by 19% since 2019.
The unemployment rate in 40359 stands at 5.1%, which is near the national average. About 15% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 75%.
Overall, ZIP code 40359 in Owenton, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 7,222 residents, a median household income of $59,746, and a median home value of $164,300, it offers a clear picture of life in this part of Kentucky.