| ZIP Code | 40157 |
|---|---|
| City | Payneville |
| State | Kentucky (KY) |
| County | Meade County |
| Area Code | 270/364 |
| Elevation | 563 ft |
| Latitude | 38.023398 |
|---|---|
| Longitude | -86.375494 |
| Timezone | New York (DST) |
| FIPS | 21163 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs ↑ 57% since 2019 |
|---|---|
| Avg Household Size | 2.49 |
| Below Poverty | 16.9% ▲ 69% above avg |
| College Grads | 28.6% ▼ 26% below avg |
| Unemployment | 0.0% ▼ 100% below avg |
| HS Graduate | 233 (42.4%) |
| Some College | 92 (16.8%) |
| Associates | 67 (12.2%) |
| Bachelors | 67 (12.2%) |
| Graduate Degree | 90 (16.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $55,893 ▼ 27% below avg ↓ 20% since 2019 |
|---|---|
| Median Home Value | $306,600 ▲ 10% above avg ↑ 188% since 2019 |
| Home/Income Ratio | 5.5x (nat avg ~3.5x) |
| Total Units | 364 |
| Vacant Units | 25 |
| Avg HH Size | 2.49 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 364 |
|---|---|
| Vacant | 25 |
| Owner Occupied | 90.0% |
| Renter Occupied | 10.0% |
| Avg HH Size | 2.49 |
ZIP code 40157 is located in Payneville, Kentucky, within Meade County. With a population of 845, this is a sparsely populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 40157 is a solidly middle-class ZIP code: the median household income of $55,893 is below the national average.
Real estate in ZIP code 40157 represents a mid-range housing market. The median home value of $306,600 is near the national average. Homeownership is strong here — 90.0% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 188% since 2019.
The population of 40157 is primarily White (96.92%). Residents are moderately educated — 28.6% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 16.9%. Household income has declined by 20% since 2019.
As in most parts of the country, driving alone is the dominant commute mode at 95%.
Overall, ZIP code 40157 in Payneville, KY is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 845 residents, a median household income of $55,893, and a median home value of $306,600, it offers a clear picture of life in this part of Kentucky.