| ZIP Code | 40111 |
|---|---|
| City | Cloverport |
| State | Kentucky (KY) |
| County | Breckinridge County |
| Area Code | 270/364 |
| Elevation | 392 ft |
| Latitude | 37.785507 |
|---|---|
| Longitude | -86.619578 |
| Timezone | New York (DST) |
| FIPS | 21027 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 36.8 yrs ↓ 17% since 2019 |
|---|---|
| Avg Household Size | 2.95 |
| Below Poverty | 26.3% ▲ 163% above avg |
| College Grads | 20.3% ▼ 48% below avg |
| Unemployment | 16.4% ▲ 235% above avg |
| No HS Diploma | 11 (1%) |
| HS Graduate | 468 (41.5%) |
| Some College | 257 (22.8%) |
| Associates | 164 (14.5%) |
| Bachelors | 116 (10.3%) |
| Graduate Degree | 113 (10%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $41,923 ▼ 45% below avg ↑ 22% since 2019 |
|---|---|
| Median Home Value | $117,100 ▼ 58% below avg ↑ 57% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $329/mo ↑ 23% since 2019 |
| Total Units | 844 |
| Vacant Units | 126 |
| Avg HH Size | 2.95 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 844 |
|---|---|
| Vacant | 126 |
| Owner Occupied | 73.7% |
| Renter Occupied | 26.3% |
| Avg HH Size | 2.95 |
ZIP code 40111 is located in Cloverport, Kentucky, within Breckinridge County. With a population of 2,121, this is a sparsely populated ZIP code with a relatively young community — the median age is 36.8 years. Economically, 40111 is a working-class ZIP code: the median household income of $41,923 is below the national average.
Real estate in ZIP code 40111 represents one of the more affordable housing markets in the country. The median home value of $117,100 is well below the national average. Renters can expect to pay around $329 per month in median rent. Homeownership is strong here — 73.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 57% since 2019.
The population of 40111 is primarily White (97.31%). Residents are less-educated — 20.3% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 26.3%. Household income has grown by 22% since 2019.
The unemployment rate in 40111 stands at 16.4%, which is more than double the national average. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 40111 in Cloverport, KY is characterized as working-class, less-educated, a relatively young community, and predominantly owner-occupied. With 2,121 residents, a median household income of $41,923, and a median home value of $117,100, it offers a clear picture of life in this part of Kentucky.