| ZIP Code | 38138 |
|---|---|
| City | Germantown |
| State | Tennessee (TN) |
| County | Shelby County |
| Area Code | 901 |
| Elevation | 362 ft |
| Latitude | 35.084802 |
|---|---|
| Longitude | -89.799278 |
| Timezone | Chicago (DST) |
| FIPS | 47157 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.1 yrs |
|---|---|
| Avg Household Size | 2.46 |
| Below Poverty | 4.1% ▼ 59% below avg |
| College Grads | 74.5% ▲ 92% above avg |
| Unemployment | 3.0% ▼ 39% below avg |
| No HS Diploma | 66 (0.4%) |
| HS Graduate | 1,553 (9.1%) |
| Some College | 755 (4.4%) |
| Associates | 1,968 (11.5%) |
| Bachelors | 998 (5.9%) |
| Graduate Degree | 11,713 (68.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $130,125 ▲ 71% above avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $393,600 ▲ 41% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $1,716/mo ↑ 35% since 2019 |
| Total Units | 10,747 |
| Vacant Units | 515 |
| Avg HH Size | 2.46 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,747 |
|---|---|
| Vacant | 515 |
| Owner Occupied | 79.7% |
| Renter Occupied | 20.3% |
| Avg HH Size | 2.46 |
ZIP code 38138 is located in Germantown, Tennessee, within Shelby County. With a population of 25,368, this is a moderately populated ZIP code with a middle-aged community — the median age is 44.1 years. Economically, 38138 is a upper-middle-income ZIP code: the median household income of $130,125 is significantly above the national average.
Real estate in ZIP code 38138 represents a mid-range housing market. The median home value of $393,600 is above the national average. Renters can expect to pay around $1,716 per month in median rent. Homeownership is strong here — 79.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 38138 is primarily White (84.48%). Residents are highly educated — 74.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 4.1%. Household income has grown by 24% since 2019.
The unemployment rate in 38138 stands at 3.0%, which is below the national average. About 17% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 38138 in Germantown, TN is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 25,368 residents, a median household income of $130,125, and a median home value of $393,600, it offers a clear picture of life in this part of Tennessee.