| ZIP Code | 38139 |
|---|---|
| City | Germantown |
| State | Tennessee (TN) |
| County | Shelby County |
| Area Code | 901 |
| Elevation | 338 ft |
| Latitude | 35.082886 |
|---|---|
| Longitude | -89.754836 |
| Timezone | Chicago (DST) |
| FIPS | 47157 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.5 yrs ↓ 4% since 2019 |
|---|---|
| Avg Household Size | 2.82 |
| Below Poverty | 0.9% ▼ 91% below avg |
| College Grads | 76.5% ▲ 97% above avg |
| Unemployment | 3.0% ▼ 39% below avg |
| No HS Diploma | 11 (0.1%) |
| HS Graduate | 725 (6.9%) |
| Some College | 544 (5.2%) |
| Associates | 1,204 (11.4%) |
| Bachelors | 364 (3.4%) |
| Graduate Degree | 7,706 (73%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $174,052 ▲ 128% above avg ↑ 16% since 2019 |
|---|---|
| Median Home Value | $540,600 ▲ 94% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 3.1x (nat avg ~3.5x) |
| Median Rent | $2,359/mo ↑ 12% since 2019 |
| Total Units | 5,895 |
| Vacant Units | 115 |
| Avg HH Size | 2.82 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,895 |
|---|---|
| Vacant | 115 |
| Owner Occupied | 96.9% |
| Renter Occupied | 3.2% |
| Avg HH Size | 2.82 |
ZIP code 38139 is located in Germantown, Tennessee, within Shelby County. With a population of 16,298, this is a moderately populated ZIP code with a middle-aged community — the median age is 44.5 years. Economically, 38139 is a affluent ZIP code: the median household income of $174,052 is more than double the national average.
Real estate in ZIP code 38139 represents a premium housing market. The median home value of $540,600 is significantly above the national average. Renters can expect to pay around $2,359 per month in median rent. Homeownership is strong here — 96.9% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 38139 is primarily White (83.72%). Residents are highly educated — 76.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 0.9%. Household income has grown by 16% since 2019.
The unemployment rate in 38139 stands at 3.0%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 38139 in Germantown, TN is characterized as affluent, highly educated, a middle-aged community, and predominantly owner-occupied. With 16,298 residents, a median household income of $174,052, and a median home value of $540,600, it offers a clear picture of life in this part of Tennessee.