City

Germantown, TN

3 ZIP codes  ·  Shelby County  ·  Tennessee

👥41,666Population
💰$147,307Median HH Income▲ 93% above avg
🎂44.3Median Age
🏠$451,100Median Home Value▲ 62% above avg
🎓75.3%College Grads▲ 94% above avg
📊3.0%Unemployment▼ 39% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 48.0% Female 52.0% ♀

Race & Ethnicity

White: 84.2%Hispanic: 3.3%Black: 4%Asian: 5.6%Other: 2.4%Race
White84.2%
Hispanic3.3%
Black4.0%
Asian5.6%
Other2.4%

Age Breakdown

Under 5
7%
5–17
20%
18–24
4%
25–44
21%
45–64
24%
65+
12%

Key Indicators

Median Age44.3 yrs
Avg HH Size2.60
Below Poverty2.8% ▼ 72% below avg
College Grads75.3% ▲ 94% above avg
Unemployment3.0% ▼ 39% below avg
No HS Diploma77 (0.3%)
HS Graduate2,278 (8.3%)
Some College1,299 (4.7%)
Associates3,172 (11.5%)
Bachelors1,362 (4.9%)
Graduate Degree19,419 (70.3%)

Education

No HS: 0.3%HS Grad: 8.3%Some College: 4.7%Associates: 11.5%Bachelors: 4.9%Graduate: 70.3%Edu
No HS0.3%
HS Grad8.3%
Some College4.7%
Associates11.5%
Bachelors4.9%
Graduate70.3%
Housing & Income

Housing Tenure

Owner: 86.4%Renter: 13.6%Tenure
Owner86.4%
Renter13.6%

Home Value Distribution

Under $50k
1%
$50k–$100k
1%
$100k–$150k
1%
$150k–$200k
1%
$200k–$300k
11%
$300k–$500k
48%
Over $500k
37%

Financials

Median HH Income$147,307 ▲ 93% above avg
Median Home Value$451,100 ▲ 62% above avg
Home/Income Ratio3.1x (nat avg ~3.5x)
Median Rent$1,968/mo
Total Housing Units16,642
Vacant Units630

Income Distribution

Under $25k
6%
$25k–$50k
6%
$50k–$75k
9%
$75k–$100k
11%
$100k–$150k
20%
$150k–$200k
14%
Over $200k
34%
Employment & Commute

How People Get to Work

Drove Alone
81%
Public Transit
0%
Walked
0%
Work From Home
18%

Commute Time

Under 15 min
27%
15–30 min
46%
30–45 min
21%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
3%
1960s–1970s
31%
1980s–1990s
13%
2000+
53%
About Germantown, TN

Germantown is a city in Tennessee, located in Shelby County. The city spans 3 ZIP codes and is home to approximately 41,666 residents. It is a middle-aged city, with a median age of 44.26 years.

Economically, Germantown is a upper-middle-income community. The median household income of $147,307 is significantly above the national average. Approximately 2.8% of residents live below the poverty line. The unemployment rate is 3.0%, below the national average.

The real estate market in Germantown is a premium housing market. Median home values stand at $451,100, which is significantly above the national average. Renters typically pay around $1,967 per month. Homeownership is high at 86.4%, typical of suburban and family-oriented communities.

The population of Germantown is highly educated. 75.3% of adults hold a bachelor's degree or higher — significantly above the national average. The community is primarily White (84.18%).

Germantown, TN offers residents above-average earning potential within Tennessee. Spread across 3 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Germantown
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
38138 25,368 $130,125 $393,600 $1,716 3.0% 74.5% 79.7%
38139 16,298 $174,052 $540,600 $2,359 3.0% 76.5% 96.9%