| ZIP Code | 34695 |
|---|---|
| City | Safety Harbor |
| State | Florida (FL) |
| County | Pinellas County |
| Area Code | 727 |
| Elevation | 44 ft |
| Latitude | 28.008161 |
|---|---|
| Longitude | -82.688367 |
| Timezone | New York (DST) |
| FIPS | 12103 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 50.6 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.42 |
| Below Poverty | 6.4% ▼ 36% below avg |
| College Grads | 55.9% ▲ 44% above avg |
| Unemployment | 2.7% ▼ 46% below avg |
| No HS Diploma | 78 (0.6%) |
| HS Graduate | 2,961 (21.9%) |
| Some College | 1,162 (8.6%) |
| Associates | 1,775 (13.1%) |
| Bachelors | 1,366 (10.1%) |
| Graduate Degree | 6,198 (45.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $96,138 ▲ 26% above avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $418,200 ▲ 50% above avg ↑ 59% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,680/mo ↑ 29% since 2019 |
| Total Units | 8,025 |
| Vacant Units | 732 |
| Avg HH Size | 2.42 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,025 |
|---|---|
| Vacant | 732 |
| Owner Occupied | 86.5% |
| Renter Occupied | 13.5% |
| Avg HH Size | 2.42 |
ZIP code 34695 is located in Safety Harbor, Florida, within Pinellas County. With a population of 17,882, this is a moderately populated ZIP code with a mature community — the median age is 50.6 years. Economically, 34695 is a middle-income ZIP code: the median household income of $96,138 is above the national average.
Real estate in ZIP code 34695 represents a premium housing market. The median home value of $418,200 is significantly above the national average. Renters can expect to pay around $1,680 per month in median rent. Homeownership is strong here — 86.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 59% since 2019.
The population of 34695 is primarily White (75.01%). Residents are well-educated — 55.9% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 6.4%. Household income has grown by 25% since 2019.
The unemployment rate in 34695 stands at 2.7%, which is below the national average. About 22% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 66%.
Overall, ZIP code 34695 in Safety Harbor, FL is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 17,882 residents, a median household income of $96,138, and a median home value of $418,200, it offers a clear picture of life in this part of Florida.