| ZIP Code | 34684 |
|---|---|
| City | Palm Harbor |
| State | Florida (FL) |
| County | Pinellas County |
| Area Code | 727 |
| Elevation | 38 ft |
| Latitude | 28.080744 |
|---|---|
| Longitude | -82.726829 |
| Timezone | New York (DST) |
| FIPS | 12103 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.9 yrs ↑ 6% since 2019 |
|---|---|
| Avg Household Size | 2.07 |
| Below Poverty | 10.4% ≈ Avg |
| College Grads | 44.7% ▲ 15% above avg |
| Unemployment | 3.0% ▼ 38% below avg |
| No HS Diploma | 85 (0.4%) |
| HS Graduate | 5,816 (28.3%) |
| Some College | 2,247 (11%) |
| Associates | 3,197 (15.6%) |
| Bachelors | 1,965 (9.6%) |
| Graduate Degree | 7,206 (35.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $67,542 ▼ 11% below avg ↑ 24% since 2019 |
|---|---|
| Median Home Value | $293,800 ≈ Avg ↑ 53% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $1,781/mo ↑ 33% since 2019 |
| Total Units | 14,308 |
| Vacant Units | 1,622 |
| Avg HH Size | 2.07 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,308 |
|---|---|
| Vacant | 1,622 |
| Owner Occupied | 71.7% |
| Renter Occupied | 28.3% |
| Avg HH Size | 2.07 |
ZIP code 34684 is located in Palm Harbor, Florida, within Pinellas County. With a population of 26,926, this is a moderately populated ZIP code with an older community — the median age is 55.9 years. Economically, 34684 is a solidly middle-class ZIP code: the median household income of $67,542 is near the national average.
Real estate in ZIP code 34684 represents a mid-range housing market. The median home value of $293,800 is near the national average. Renters can expect to pay around $1,781 per month in median rent. Homeownership is strong here — 71.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 53% since 2019.
The population of 34684 is primarily White (81.34%). Residents are well-educated — 44.7% hold a bachelor's degree or higher, which is above the national average. Poverty affects some residents at 10.4%. Household income has grown by 24% since 2019.
The unemployment rate in 34684 stands at 3.0%, which is below the national average. About 16% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.
Overall, ZIP code 34684 in Palm Harbor, FL is characterized as solidly middle-class, well-educated, an older community, and predominantly owner-occupied. With 26,926 residents, a median household income of $67,542, and a median home value of $293,800, it offers a clear picture of life in this part of Florida.