| ZIP Code | 34109 |
|---|---|
| City | Naples |
| State | Florida (FL) |
| County | Collier County |
| Area Code | 239 |
| Elevation | 13 ft |
| Latitude | 26.240842 |
|---|---|
| Longitude | -81.763823 |
| Timezone | New York (DST) |
| FIPS | 12021 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 55.5 yrs |
|---|---|
| Avg Household Size | 2.20 |
| Below Poverty | 10.3% ≈ Avg |
| College Grads | 58.5% ▲ 51% above avg |
| Unemployment | 3.3% ▼ 33% below avg |
| No HS Diploma | 193 (1%) |
| HS Graduate | 4,322 (21.7%) |
| Some College | 2,013 (10.1%) |
| Associates | 1,765 (8.8%) |
| Bachelors | 1,878 (9.4%) |
| Graduate Degree | 9,789 (49%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $91,073 ▲ 19% above avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $628,700 ▲ 126% above avg ↑ 55% since 2019 |
| Home/Income Ratio | 6.9x (nat avg ~3.5x) |
| Median Rent | $1,873/mo ↑ 29% since 2019 |
| Total Units | 16,027 |
| Vacant Units | 4,036 |
| Avg HH Size | 2.20 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 16,027 |
|---|---|
| Vacant | 4,036 |
| Owner Occupied | 68.1% |
| Renter Occupied | 31.9% |
| Avg HH Size | 2.20 |
ZIP code 34109 is located in Naples, Florida, within Collier County. With a population of 26,644, this is a moderately populated ZIP code with an older community — the median age is 55.5 years. Economically, 34109 is a middle-income ZIP code: the median household income of $91,073 is above the national average.
Real estate in ZIP code 34109 represents a premium housing market. The median home value of $628,700 is more than double the national average. Renters can expect to pay around $1,873 per month in median rent. Homeownership is strong here — 68.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 55% since 2019.
The population of 34109 is primarily White (77.71%). Residents are well-educated — 58.5% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects some residents at 10.3%. Household income has grown by 26% since 2019.
The unemployment rate in 34109 stands at 3.3%, which is below the national average. About 14% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 34109 in Naples, FL is characterized as middle-income, well-educated, an older community, and predominantly owner-occupied. With 26,644 residents, a median household income of $91,073, and a median home value of $628,700, it offers a clear picture of life in this part of Florida.