US ZIP Code
34103

Naples, FL

Collier County  ·  Florida

● Active
👥 11,289 Population ↓ 14% since 2019
💰 $115,262 Median HH Income
▲ 51% above avg ↑ 21% since 2019
🎂 63.5 Median Age
🏠 $938,200 Median Home Value
▲ 237% above avg ↑ 22% since 2019
🎓 67.9% College Grads
▲ 75% above avg
📊 2.0% Unemployment
▼ 60% below avg ↓ 41% since 2019
ZIP Code Details
ZIP Code34103
CityNaples
StateFlorida (FL)
CountyCollier County
Area Code239
Elevation10 ft
Latitude26.191352
Longitude-81.803331
TimezoneNew York (DST)
FIPS12021
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 44.9% (5,068) Female 55.1% (6,221) ♀

Race & Ethnicity

White: 86.7%Hispanic: 9.7%Black: 0.9%Asian: 1.4%Other: 1%Race
White86.7%
Hispanic9.7%
Black0.9%
Asian1.4%
Other1.0%

Age Breakdown

Under 5
2%
5–17
7%
18–24
7%
25–44
12%
45–64
26%
65+
18%

Key Indicators

Median Age63.5 yrs
Avg Household Size2.02
Below Poverty6.6% ▼ 34% below avg
College Grads67.9% ▲ 75% above avg
Unemployment2.0% ▼ 60% below avg
No HS Diploma86 (0.9%)
HS Graduate1,288 (13.8%)
Some College517 (5.6%)
Associates1,095 (11.8%)
Bachelors748 (8%)
Graduate Degree5,577 (59.9%)

Education

No HS: 0.9%HS Grad: 13.8%Some College: 5.6%Associates: 11.8%Bachelors: 8%Graduate: 59.9%Edu
No HS0.9%
HS Grad13.8%
Some College5.6%
Associates11.8%
Bachelors8.0%
Graduate59.9%
Housing & Income

Housing Tenure

Owner: 87.2%Renter: 12.8%Tenure
Owner87.2%
Renter12.8%

Home Value Distribution

Under $50k
1%
$50k–100k
1%
$100k–150k
3%
$150k–200k
2%
$200k–300k
11%
$300k–500k
21%
Over $500k
62%

Financials

Median HH Income$115,262 ▲ 51% above avg ↑ 21% since 2019
Median Home Value$938,200 ▲ 237% above avg ↑ 22% since 2019
Home/Income Ratio8.1x (nat avg ~3.5x)
Median Rent$2,039/mo ↑ 42% since 2019
Total Units10,443
Vacant Units4,908
Avg HH Size2.02

Income Distribution

Under $25k
10%
$25k–50k
9%
$50k–75k
13%
$75k–100k
11%
$100k–150k
11%
$150k–200k
11%
Over $200k
33%
Employment & Commute

How People Get to Work

Drove Alone
68%
Public Transit
1%
Walked
0%
Work From Home
31%

Commute Time

Under 15 min
53%
15–30 min
27%
30–45 min
12%
Over 45 min
8%
Housing Stock

Year Built

1940s–1950s
8%
1960s–1970s
29%
1980s–1990s
10%
2000+
53%

Summary

Total Units10,443
Vacant4,908
Owner Occupied87.2%
Renter Occupied12.8%
Avg HH Size2.02
Frequently Asked Questions
ZIP code 34103 is in Naples, FL, in Collier County.
ZIP code 34103 is located in Florida (FL).
ZIP code 34103 is in Collier County, FL.
ZIP 34103 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34103 is 11,289 people (ACS 2023).
The median household income in ZIP code 34103 is $115,262 (ACS 2023).
The median home value in ZIP 34103 is $938,200 (ACS 2023).
About ZIP Code 34103

ZIP code 34103 is located in Naples, Florida, within Collier County. With a population of 11,289, this is a lightly populated ZIP code with an older community — the median age is 63.5 years. Economically, 34103 is a upper-middle-income ZIP code: the median household income of $115,262 is significantly above the national average.

Real estate in ZIP code 34103 represents among the most expensive housing markets in the country. The median home value of $938,200 is more than double the national average. Renters can expect to pay around $2,039 per month in median rent. Homeownership is strong here — 87.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 22% since 2019.

The population of 34103 is primarily White (86.67%). Residents are highly educated — 67.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 6.6%. Household income has grown by 21% since 2019.

The unemployment rate in 34103 stands at 2.0%, which is well below the national average. A notably high share of workers — 29% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 64%.

Overall, ZIP code 34103 in Naples, FL is characterized as upper-middle-income, highly educated, an older community, and predominantly owner-occupied. With 11,289 residents, a median household income of $115,262, and a median home value of $938,200, it offers a clear picture of life in this part of Florida.