| ZIP Code | 32461 |
|---|---|
| City | Rosemary Beach |
| State | Florida (FL) |
| County | Walton County |
| Area Code | 448/850 |
| Elevation | 25 ft |
| Latitude | 30.308898 |
|---|---|
| Longitude | -86.054011 |
| Timezone | New York (DST) |
| FIPS | 12131 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 57.7 yrs ↑ 2% since 2019 |
|---|---|
| Avg Household Size | 2.24 |
| Below Poverty | 5.4% ▼ 47% below avg |
| College Grads | 64.9% ▲ 67% above avg |
| Unemployment | 0.1% ▼ 99% below avg |
| No HS Diploma | 6 (0.2%) |
| HS Graduate | 295 (10.2%) |
| Some College | 248 (8.6%) |
| Associates | 462 (16%) |
| Bachelors | 147 (5.1%) |
| Graduate Degree | 1,721 (59.8%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $146,393 ▲ 92% above avg |
|---|---|
| Median Home Value | $947,700 ▲ 240% above avg |
| Home/Income Ratio | 6.5x (nat avg ~3.5x) |
| Median Rent | $2,665/mo |
| Total Units | 5,860 |
| Vacant Units | 4,293 |
| Avg HH Size | 2.24 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 5,860 |
|---|---|
| Vacant | 4,293 |
| Owner Occupied | 85.6% |
| Renter Occupied | 14.4% |
| Avg HH Size | 2.24 |
ZIP code 32461 is located in Rosemary Beach, Florida, within Walton County. With a population of 3,517, this is a sparsely populated ZIP code with an older community — the median age is 57.7 years. Economically, 32461 is a upper-middle-income ZIP code: the median household income of $146,393 is significantly above the national average.
Real estate in ZIP code 32461 represents among the most expensive housing markets in the country. The median home value of $947,700 is more than double the national average. Renters can expect to pay around $2,665 per month in median rent. Homeownership is strong here — 85.6% of occupied units are owner-occupied, suggesting an established, stable residential community.
The population of 32461 is primarily White (90.11%). Residents are highly educated — 64.9% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 5.4%.
The unemployment rate in 32461 stands at 0.1%, which is well below the national average. A notably high share of workers — 42% — work from home, reflecting the professional makeup of the area. As in most parts of the country, driving alone is the dominant commute mode at 51%.
Overall, ZIP code 32461 in Rosemary Beach, FL is characterized as upper-middle-income, highly educated, an older community, and predominantly owner-occupied. With 3,517 residents, a median household income of $146,393, and a median home value of $947,700, it offers a clear picture of life in this part of Florida.